curl --request GET \
  --url https://api.lightspark.com/grid/2025-10-13/settlement-rules \
  --header 'Authorization: Basic <encoded-value>'

const options = {method: 'GET', headers: {Authorization: 'Basic <encoded-value>'}};

fetch('https://api.lightspark.com/grid/2025-10-13/settlement-rules', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

val client = OkHttpClient()

val request = Request.Builder()
  .url("https://api.lightspark.com/grid/2025-10-13/settlement-rules")
  .get()
  .addHeader("Authorization", "Basic <encoded-value>")
  .build()

val response = client.newCall(request).execute()

{
  "data": [
    {
      "id": "SettlementRule:019542f5-b3e7-1d02-0000-000000000001",
      "customerId": "Customer:019542f5-b3e7-1d02-0000-000000000001",
      "name": "Glossier deal",
      "status": "PENDING_APPROVAL",
      "priority": 1,
      "currency": "USD",
      "match": [
        {
          "creditedAccountId": "InternalAccount:e85dcbd6-dced-4ec4-b756-3c3a9ea3d965",
          "ruleBasedAccountId": "InternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d001",
          "counterpartyName": {
            "prefix": "GLOSSIER",
            "contains": "glossier inc"
          },
          "receivedAtWalletAddress": "spark1pgssyuuuhnrrdjswal5c3s3rafw9w3y5dd4cjy3duxlf7hjzkp0rqx6dj6mrhu",
          "rail": "ACH"
        }
      ],
      "splits": [
        {
          "share": {
            "type": "PERCENT",
            "basisPoints": 4000,
            "amount": 50000
          },
          "destination": {
            "destinationType": "EXTERNAL_ACCOUNT",
            "externalAccountId": "ExternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d123"
          },
          "position": 0
        }
      ],
      "holdSeconds": 0,
      "achHoldSeconds": 86400,
      "limits": {
        "maxAmountPerExecution": 1000000,
        "maxAmountPerDay": 5000000
      },
      "createdAt": "2026-11-06T18:00:00Z",
      "updatedAt": "2026-11-06T18:00:00Z"
    }
  ],
  "hasMore": true,
  "nextCursor": "<string>",
  "totalCount": 123
}

{
  "code": "INVALID_INPUT",
  "reason": "<string>",
  "details": {
    "errors": [
      {
        "field": "identifier",
        "constraint": {
          "format": "email",
          "pattern": "^\\d{5}(-\\d{4})?$",
          "enum": [
            "SSN",
            "ITIN",
            "NON_US_TAX_ID"
          ],
          "minLength": 1,
          "maxLength": 500
        },
        "message": "Value is not one of the allowed enum members."
      }
    ],
    "missingRequirements": [
      "SUPPORTING_PROOF"
    ],
    "refusalReason": "AGENT_POLICY_DENIED",
    "missingFields": [
      "PHONE_NUMBER"
    ]
  }
}

{
  "code": "UNAUTHORIZED",
  "reason": "<string>",
  "details": {}
}

{
  "code": "FORBIDDEN",
  "reason": "<string>",
  "details": {
    "refusalReason": "AGENT_POLICY_DENIED",
    "permission": "ISSUE_CARDS",
    "policyDenialReason": "DAILY_LIMIT_EXCEEDED"
  }
}

{
  "code": "GRID_SWITCH_ERROR",
  "reason": "<string>",
  "details": {}
}