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  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/approve-an-agent-action</loc>
    <lastmod>2026-10-06T16:31:01.743Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/create-an-agent</loc>
    <lastmod>2026-10-06T16:31:01.666Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/delete-agent</loc>
    <lastmod>2026-10-06T16:31:01.705Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/get-agent-by-id</loc>
    <lastmod>2026-10-06T16:31:01.695Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/get-device-code-status</loc>
    <lastmod>2026-10-06T16:31:01.762Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/list-agent-transaction-approval-requests</loc>
    <lastmod>2026-10-06T16:31:01.675Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/list-agents</loc>
    <lastmod>2026-10-06T16:31:01.657Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/redeem-device-code</loc>
    <lastmod>2026-10-06T16:31:01.772Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/regenerate-a-device-code</loc>
    <lastmod>2026-10-06T16:31:01.734Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/reject-an-agent-action</loc>
    <lastmod>2026-10-06T16:31:01.752Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/update-agent</loc>
    <lastmod>2026-10-06T16:31:01.715Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/update-agent-policy</loc>
    <lastmod>2026-10-06T16:31:01.725Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/add-an-external-account</loc>
    <lastmod>2026-10-06T16:31:01.864Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/create-a-transfer-quote</loc>
    <lastmod>2026-10-06T16:31:01.799Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/delete-agent-external-account</loc>
    <lastmod>2026-10-06T16:31:01.884Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/execute-a-quote</loc>
    <lastmod>2026-10-06T16:31:01.817Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-external-account-by-id</loc>
    <lastmod>2026-10-06T16:31:01.874Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-quote-by-id</loc>
    <lastmod>2026-10-06T16:31:01.809Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-transaction-by-id</loc>
    <lastmod>2026-10-06T16:31:01.792Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-an-agent-action</loc>
    <lastmod>2026-10-06T16:31:01.834Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-current-agent</loc>
    <lastmod>2026-10-06T16:31:01.685Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agent-external-accounts</loc>
    <lastmod>2026-10-06T16:31:01.854Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agent-transactions</loc>
    <lastmod>2026-10-06T16:31:01.782Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agents-internal-accounts</loc>
    <lastmod>2026-10-06T16:31:01.843Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agents-own-actions</loc>
    <lastmod>2026-10-06T16:31:01.825Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/create-a-new-api-token</loc>
    <lastmod>2026-10-06T16:31:01.470Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/delete-api-token-by-id</loc>
    <lastmod>2026-10-06T16:31:01.486Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/get-api-token-by-id</loc>
    <lastmod>2026-10-06T16:31:01.478Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/list-tokens</loc>
    <lastmod>2026-10-06T16:31:01.460Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/authentication</loc>
    <lastmod>2026-10-06T16:31:20.299Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/add-a-card-to-a-digital-wallet</loc>
    <lastmod>2026-10-06T16:31:01.942Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/get-a-card</loc>
    <lastmod>2026-10-06T16:31:01.911Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/get-a-pin-entry-url</loc>
    <lastmod>2026-10-06T16:31:01.965Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/issue-a-card</loc>
    <lastmod>2026-10-06T16:31:01.902Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/list-cards</loc>
    <lastmod>2026-10-06T16:31:01.892Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/reveal-card-details</loc>
    <lastmod>2026-10-06T16:31:01.932Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/set-a-card-pin</loc>
    <lastmod>2026-10-06T16:31:01.952Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/unblock-a-card-pin</loc>
    <lastmod>2026-10-06T16:31:01.972Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/update-a-card</loc>
    <lastmod>2026-10-06T16:31:01.921Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/confirm-a-customers-email-verification-code</loc>
    <lastmod>2026-10-06T16:31:00.459Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/confirm-a-customers-phone-verification-code</loc>
    <lastmod>2026-10-06T16:31:00.478Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/send-a-phone-verification-code-to-a-customer</loc>
    <lastmod>2026-10-06T16:31:00.468Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/send-an-email-verification-code-to-a-customer</loc>
    <lastmod>2026-10-06T16:31:00.448Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/create-a-transfer-quote</loc>
    <lastmod>2026-10-06T16:31:00.977Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/estimate-crypto-withdrawal-fee</loc>
    <lastmod>2026-10-06T16:31:01.347Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/execute-a-quote</loc>
    <lastmod>2026-10-06T16:31:00.990Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/get-a-payment-document</loc>
    <lastmod>2026-10-06T16:31:00.954Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/get-quote-by-id</loc>
    <lastmod>2026-10-06T16:31:00.964Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/look-up-an-external-account-for-payment</loc>
    <lastmod>2026-10-06T16:31:00.933Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/look-up-an-uma-address-for-payment</loc>
    <lastmod>2026-10-06T16:31:00.925Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/upload-a-payment-document</loc>
    <lastmod>2026-10-06T16:31:00.942Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/add-a-new-customer</loc>
    <lastmod>2026-10-06T16:31:00.380Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/delete-customer-by-id</loc>
    <lastmod>2026-10-06T16:31:00.398Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-bulk-import-job-status</loc>
    <lastmod>2026-10-06T16:31:01.381Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-customer-by-id</loc>
    <lastmod>2026-10-06T16:31:00.388Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-the-current-grid-end-user-terms</loc>
    <lastmod>2026-10-06T16:31:00.425Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/list-customers</loc>
    <lastmod>2026-10-06T16:31:00.371Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/list-the-current-grid-agreement-documents</loc>
    <lastmod>2026-10-06T16:31:00.416Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/update-customer-by-id</loc>
    <lastmod>2026-10-06T16:31:00.408Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/upload-customers-via-csv-file</loc>
    <lastmod>2026-10-06T16:31:01.372Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/discoveries/list-available-receiving-institution-names</loc>
    <lastmod>2026-10-06T16:31:00.360Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/delete-a-document</loc>
    <lastmod>2026-10-06T16:31:00.863Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/get-a-document-by-id</loc>
    <lastmod>2026-10-06T16:31:00.843Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/list-documents</loc>
    <lastmod>2026-10-06T16:31:00.821Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/replace-a-document</loc>
    <lastmod>2026-10-06T16:31:00.852Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/upload-a-document</loc>
    <lastmod>2026-10-06T16:31:00.832Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/create-a-delegated-signing-key</loc>
    <lastmod>2026-10-06T16:31:01.630Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/create-an-authentication-credential</loc>
    <lastmod>2026-10-06T16:31:01.551Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/get-a-delegated-signing-key</loc>
    <lastmod>2026-10-06T16:31:01.639Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-active-sessions</loc>
    <lastmod>2026-10-06T16:31:01.587Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-authentication-credentials</loc>
    <lastmod>2026-10-06T16:31:01.540Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-delegated-signing-keys</loc>
    <lastmod>2026-10-06T16:31:01.620Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/re-issue-an-authentication-credential-challenge</loc>
    <lastmod>2026-10-06T16:31:01.576Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/refresh-an-authentication-session</loc>
    <lastmod>2026-10-06T16:31:01.609Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-a-delegated-signing-key</loc>
    <lastmod>2026-10-06T16:31:01.648Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-an-authentication-credential</loc>
    <lastmod>2026-10-06T16:31:01.560Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-an-authentication-session</loc>
    <lastmod>2026-10-06T16:31:01.597Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/verify-an-authentication-credential</loc>
    <lastmod>2026-10-06T16:31:01.568Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/environments</loc>
    <lastmod>2026-10-06T16:31:20.301Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/exchange-rates/get-exchange-rates</loc>
    <lastmod>2026-10-06T16:31:00.349Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/add-a-new-external-account</loc>
    <lastmod>2026-10-06T16:31:00.664Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/add-a-new-platform-external-account</loc>
    <lastmod>2026-10-06T16:31:00.722Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/delete-customer-external-account-by-id</loc>
    <lastmod>2026-10-06T16:31:00.680Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/delete-platform-external-account-by-id</loc>
    <lastmod>2026-10-06T16:31:00.744Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/get-customer-external-account-by-id</loc>
    <lastmod>2026-10-06T16:31:00.672Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/get-platform-external-account-by-id</loc>
    <lastmod>2026-10-06T16:31:00.734Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/list-customer-external-accounts</loc>
    <lastmod>2026-10-06T16:31:00.650Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/list-platform-external-accounts</loc>
    <lastmod>2026-10-06T16:31:00.711Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/start-an-ownership-verification-challenge</loc>
    <lastmod>2026-10-06T16:31:00.689Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/start-an-ownership-verification-challenge-1</loc>
    <lastmod>2026-10-06T16:31:00.754Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/verify-ownership-with-a-wallet-signature</loc>
    <lastmod>2026-10-06T16:31:00.701Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/verify-ownership-with-a-wallet-signature-1</loc>
    <lastmod>2026-10-06T16:31:00.762Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/create-an-internal-account</loc>
    <lastmod>2026-10-06T16:31:00.617Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/export-internal-account-wallet-credentials</loc>
    <lastmod>2026-10-06T16:31:01.507Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/list-customer-internal-accounts</loc>
    <lastmod>2026-10-06T16:31:00.628Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/list-platform-internal-accounts</loc>
    <lastmod>2026-10-06T16:31:00.639Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/update-internal-account</loc>
    <lastmod>2026-10-06T16:31:01.495Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/cancel-an-uma-invitation</loc>
    <lastmod>2026-10-06T16:31:01.425Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/claim-an-uma-invitation</loc>
    <lastmod>2026-10-06T16:31:01.416Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/create-an-uma-invitation</loc>
    <lastmod>2026-10-06T16:31:01.393Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/get-an-uma-invitation-by-code</loc>
    <lastmod>2026-10-06T16:31:01.404Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/create-a-beneficial-owner</loc>
    <lastmod>2026-10-06T16:31:00.781Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/delete-a-beneficial-owner</loc>
    <lastmod>2026-10-06T16:31:00.801Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/generate-a-hosted-kyckyb-link-for-an-existing-customer</loc>
    <lastmod>2026-10-06T16:31:00.434Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/get-a-beneficial-owner</loc>
    <lastmod>2026-10-06T16:31:00.790Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/get-a-verification</loc>
    <lastmod>2026-10-06T16:31:00.893Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/list-beneficial-owners</loc>
    <lastmod>2026-10-06T16:31:00.771Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/list-verifications</loc>
    <lastmod>2026-10-06T16:31:00.873Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/submit-customer-for-verification</loc>
    <lastmod>2026-10-06T16:31:00.883Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/update-a-beneficial-owner</loc>
    <lastmod>2026-10-06T16:31:00.811Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/periodic-statements/list-balance-changes-for-a-period</loc>
    <lastmod>2026-10-06T16:31:01.519Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/periodic-statements/send-a-receipt-for-a-periodic-statement</loc>
    <lastmod>2026-10-06T16:31:01.529Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/platform-configuration/get-platform-configuration</loc>
    <lastmod>2026-10-06T16:31:00.332Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/platform-configuration/update-platform-configuration</loc>
    <lastmod>2026-10-06T16:31:00.341Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/same-currency-transfers/create-a-transfer-in-request</loc>
    <lastmod>2026-10-06T16:31:00.905Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/same-currency-transfers/create-a-transfer-out-request</loc>
    <lastmod>2026-10-06T16:31:00.915Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox-testing</loc>
    <lastmod>2026-10-05T20:31:30.295Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/send-a-test-webhook</loc>
    <lastmod>2026-10-06T16:31:01.361Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization</loc>
    <lastmod>2026-10-06T16:31:01.981Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-advice</loc>
    <lastmod>2026-10-06T16:31:02.066Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-expiry</loc>
    <lastmod>2026-10-06T16:31:02.106Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-reversal</loc>
    <lastmod>2026-10-06T16:31:02.095Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-balance-inquiry</loc>
    <lastmod>2026-10-06T16:31:02.007Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-clearing</loc>
    <lastmod>2026-10-06T16:31:01.989Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-credit-authorization</loc>
    <lastmod>2026-10-06T16:31:02.020Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-credit-authorization-advice</loc>
    <lastmod>2026-10-06T16:31:02.074Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-financial-authorization</loc>
    <lastmod>2026-10-06T16:31:02.031Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-financial-credit-authorization</loc>
    <lastmod>2026-10-06T16:31:02.058Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-return</loc>
    <lastmod>2026-10-06T16:31:01.997Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-return-reversal</loc>
    <lastmod>2026-10-06T16:31:02.082Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-funding-an-internal-account</loc>
    <lastmod>2026-10-06T16:31:01.452Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-payment-send-to-test-receiving-an-uma-payment</loc>
    <lastmod>2026-10-06T16:31:01.444Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-sending-funds</loc>
    <lastmod>2026-10-06T16:31:01.434Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sdks</loc>
    <lastmod>2026-03-27T22:32:25.697Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/create-a-stablecoin-burn-operation</loc>
    <lastmod>2026-10-06T16:31:02.223Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/create-a-stablecoin-mint-operation</loc>
    <lastmod>2026-10-06T16:31:02.215Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin</loc>
    <lastmod>2026-10-06T16:31:02.194Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin-issuer-operation</loc>
    <lastmod>2026-10-06T16:31:02.240Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin-provider-account-link</loc>
    <lastmod>2026-10-06T16:31:02.272Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/link-a-stablecoin-provider-account</loc>
    <lastmod>2026-10-06T16:31:02.262Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoin-issuer-operations</loc>
    <lastmod>2026-10-06T16:31:02.232Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoin-provider-account-links</loc>
    <lastmod>2026-10-06T16:31:02.250Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoins</loc>
    <lastmod>2026-10-06T16:31:02.159Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/register-an-existing-provider-created-stablecoin</loc>
    <lastmod>2026-10-06T16:31:02.183Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/request-grid-enablement-for-a-stablecoin</loc>
    <lastmod>2026-10-06T16:31:02.204Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/revoke-a-stablecoin-provider-account-link</loc>
    <lastmod>2026-10-06T16:31:02.313Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/authorize-a-quotes-sca-challenge</loc>
    <lastmod>2026-10-06T16:31:01.000Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/complete-a-2fa-reset</loc>
    <lastmod>2026-10-06T16:31:00.574Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/complete-an-sca-login</loc>
    <lastmod>2026-10-06T16:31:00.535Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-sca-factor-enrollment</loc>
    <lastmod>2026-10-06T16:31:00.510Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-trusting-a-beneficiary</loc>
    <lastmod>2026-10-06T16:31:00.589Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-untrusting-a-beneficiary</loc>
    <lastmod>2026-10-06T16:31:00.606Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/delete-an-enrolled-sca-factor</loc>
    <lastmod>2026-10-06T16:31:00.517Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/get-2fa-reset-status</loc>
    <lastmod>2026-10-06T16:31:00.565Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/list-enrolled-sca-factors</loc>
    <lastmod>2026-10-06T16:31:00.489Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/record-a-security-event</loc>
    <lastmod>2026-10-06T16:31:00.544Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/resend-a-quotes-sca-challenge-code</loc>
    <lastmod>2026-10-06T16:31:01.260Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-a-2fa-reset</loc>
    <lastmod>2026-10-06T16:31:00.555Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-an-sca-login</loc>
    <lastmod>2026-10-06T16:31:00.525Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-sca-factor-enrollment</loc>
    <lastmod>2026-10-06T16:31:00.501Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-trusting-a-beneficiary</loc>
    <lastmod>2026-10-06T16:31:00.581Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-untrusting-a-beneficiary</loc>
    <lastmod>2026-10-06T16:31:00.598Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/terminology</loc>
    <lastmod>2026-08-24T21:48:06.302Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/approve-a-pending-incoming-payment</loc>
    <lastmod>2026-10-06T16:31:01.312Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/cancel-a-bank-transfer</loc>
    <lastmod>2026-10-06T16:31:01.335Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/confirm-receipt-delivery</loc>
    <lastmod>2026-10-06T16:31:01.300Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/get-transaction-by-id</loc>
    <lastmod>2026-10-06T16:31:01.277Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/list-transactions</loc>
    <lastmod>2026-10-06T16:31:01.269Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/reject-a-pending-incoming-payment</loc>
    <lastmod>2026-10-06T16:31:01.322Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks</loc>
    <lastmod>2026-08-25T21:40:32.077Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/agent-action-pending-approval-webhook</loc>
    <lastmod>2026-10-06T16:31:02.348Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/bulk-upload-status-webhook</loc>
    <lastmod>2026-10-06T16:31:02.831Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-pin-status-change</loc>
    <lastmod>2026-10-06T16:31:03.249Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-status-change</loc>
    <lastmod>2026-10-06T16:31:03.238Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-transaction</loc>
    <lastmod>2026-10-06T16:31:03.260Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/customer-status-change</loc>
    <lastmod>2026-10-06T16:31:03.156Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/external-account-status-webhook</loc>
    <lastmod>2026-10-06T16:31:03.216Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/incoming-payment-webhook-and-approval-mechanism</loc>
    <lastmod>2026-10-06T16:31:02.508Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/internal-account-status-webhook</loc>
    <lastmod>2026-10-06T16:31:03.166Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/invitation-claimed-webhook</loc>
    <lastmod>2026-10-06T16:31:02.942Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/outgoing-payment-status-webhook</loc>
    <lastmod>2026-10-06T16:31:02.549Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/test-webhook-for-integration-verification</loc>
    <lastmod>2026-10-06T16:31:02.719Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/verification-status-change</loc>
    <lastmod>2026-10-06T16:31:03.226Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/wallet-operation-completed-or-failed</loc>
    <lastmod>2026-10-06T16:31:03.270Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-design/guidelines</loc>
    <lastmod>2026-09-08T19:10:06.122Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/digital-wallet-tokenization</loc>
    <lastmod>2026-09-29T23:08:46.973Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/embedded-wallet-funding</loc>
    <lastmod>2026-09-14T01:40:44.607Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/freezing-and-closing</loc>
    <lastmod>2026-09-13T08:25:41.629Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/funding-sources</loc>
    <lastmod>2026-09-18T22:30:29.440Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/issuing-cards</loc>
    <lastmod>2026-09-23T17:08:05.405Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/pins</loc>
    <lastmod>2026-09-29T05:43:00.093Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/demo</loc>
    <lastmod>2026-09-17T04:05:06.600Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards</loc>
    <lastmod>2026-09-25T19:22:18.870Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/onboarding/cardholder-setup</loc>
    <lastmod>2026-09-18T20:14:24.825Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/onboarding/implementation-overview</loc>
    <lastmod>2026-09-25T19:22:18.871Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/platform-tools/sandbox-testing</loc>
    <lastmod>2026-09-18T20:14:24.826Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/platform-tools/webhooks</loc>
    <lastmod>2026-09-25T19:22:18.877Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/quickstart</loc>
    <lastmod>2026-09-14T16:53:19.491Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/statements</loc>
    <lastmod>2026-10-02T19:48:07.224Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/terminology</loc>
    <lastmod>2026-09-14T22:17:10.464Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/transactions/reconciliation</loc>
    <lastmod>2026-09-29T23:08:46.978Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/changelog</loc>
    <lastmod>2026-10-06T16:31:20.312Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/flow-builder</loc>
    <lastmod>2026-07-09T00:25:04.269Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/approvals-and-audit</loc>
    <lastmod>2026-08-24T21:40:34.752Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/overview</loc>
    <lastmod>2026-09-01T20:20:13.048Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/policies-and-permissions</loc>
    <lastmod>2026-08-24T21:40:34.756Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/authentication</loc>
    <lastmod>2026-10-05T20:31:30.292Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/client-keys</loc>
    <lastmod>2026-10-05T20:31:30.290Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/demo</loc>
    <lastmod>2026-09-17T00:25:49.566Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.862Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/implementation-overview</loc>
    <lastmod>2026-10-05T20:31:30.289Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts</loc>
    <lastmod>2026-09-17T00:25:49.573Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.341Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/platform-tools/postman-collection</loc>
    <lastmod>2026-09-01T20:20:13.055Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/platform-tools/sandbox-testing</loc>
    <lastmod>2026-10-05T20:31:30.289Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/platform-tools/webhooks</loc>
    <lastmod>2026-08-25T21:40:32.076Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/getting-started/implementation-overview</loc>
    <lastmod>2026-09-29T23:08:46.976Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/getting-started/platform-configuration</loc>
    <lastmod>2026-09-18T17:07:17.379Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/authentication</loc>
    <lastmod>2026-10-05T20:31:30.302Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/client-keys</loc>
    <lastmod>2026-10-05T20:31:30.299Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.783Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.232Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/overview</loc>
    <lastmod>2026-10-05T20:31:30.303Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p</loc>
    <lastmod>2026-10-06T16:31:20.239Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/managing-accounts/external-accounts</loc>
    <lastmod>2026-09-30T21:46:38.035Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/managing-accounts/internal-accounts</loc>
    <lastmod>2026-09-30T05:00:35.374Z</lastmod>
  </url>

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  <url>
    <loc>https://docs.lightspark.com/global-p2p/onboarding/invitations</loc>
    <lastmod>2026-10-06T16:31:20.237Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/postman-collection</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/sandbox-testing</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/uma-test-wallet</loc>
    <lastmod>2026-09-01T20:20:10.926Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/webhooks</loc>
    <lastmod>2026-08-25T21:40:32.018Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/quickstart</loc>
    <lastmod>2026-09-18T16:46:59.273Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/depositing-funds</loc>
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  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/error-handling</loc>
    <lastmod>2026-10-05T21:53:26.627Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/receiving-payments</loc>
    <lastmod>2026-09-18T16:46:59.253Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/reconciliation</loc>
    <lastmod>2026-08-04T05:56:40.714Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/sending-payments</loc>
    <lastmod>2026-10-06T16:31:20.237Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/terminology</loc>
    <lastmod>2026-08-24T21:48:02.455Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com</loc>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/external-accounts</loc>
    <lastmod>2026-09-30T21:46:38.009Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/internal-accounts</loc>
    <lastmod>2026-09-30T05:00:35.368Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/required-fields</loc>
    <lastmod>2026-10-01T07:20:29.931Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/authentication</loc>
    <lastmod>2026-10-05T20:31:30.210Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/client-keys</loc>
    <lastmod>2026-10-05T20:31:30.210Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.785Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.223Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/overview</loc>
    <lastmod>2026-10-05T20:31:30.217Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b</loc>
    <lastmod>2026-10-06T16:31:20.238Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/configuring-customers</loc>
    <lastmod>2026-09-22T22:53:57.892Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/disclosures</loc>
    <lastmod>2026-09-15T20:56:52.992Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/implementation-overview</loc>
    <lastmod>2026-10-06T16:31:20.235Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/platform-configuration</loc>
    <lastmod>2026-09-18T17:07:17.291Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/assessing-fees</loc>
    <lastmod>2026-09-23T15:21:03.521Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/error-handling</loc>
    <lastmod>2026-10-05T21:53:26.641Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/list-transactions</loc>
    <lastmod>2026-09-01T20:20:10.907Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/receipts</loc>
    <lastmod>2026-07-13T20:23:48.222Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/reconciliation</loc>
    <lastmod>2026-08-04T05:56:40.676Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/send-payment</loc>
    <lastmod>2026-10-02T17:50:15.304Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/statements</loc>
    <lastmod>2026-10-02T19:48:07.127Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/platform-tools/postman-collection</loc>
    <lastmod>2026-10-06T16:31:20.241Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/platform-tools/sandbox-testing</loc>
    <lastmod>2026-10-05T20:31:30.215Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/platform-tools/webhooks</loc>
    <lastmod>2026-10-06T16:31:20.234Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/quickstart</loc>
    <lastmod>2026-09-22T22:53:57.872Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/terminology</loc>
    <lastmod>2026-08-24T21:48:02.449Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/building-with-ai</loc>
    <lastmod>2026-09-09T16:49:00.733Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/capabilities</loc>
    <lastmod>2026-10-06T16:31:20.233Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/configuration</loc>
    <lastmod>2026-09-01T20:20:08.014Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/account-model</loc>
    <lastmod>2026-10-02T17:50:15.300Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/currencies-and-rails</loc>
    <lastmod>2026-09-29T22:54:45.203Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/entities</loc>
    <lastmod>2026-08-24T21:48:00.781Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/quote-system</loc>
    <lastmod>2026-09-18T16:46:56.167Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/transaction-lifecycle</loc>
    <lastmod>2026-09-29T23:08:45.437Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/introduction/faq</loc>
    <lastmod>2026-10-06T16:31:18.526Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/introduction/what-is-grid</loc>
    <lastmod>2026-10-06T16:31:18.525Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/factor-enrollment</loc>
    <lastmod>2026-09-08T21:53:11.067Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/login-and-sessions</loc>
    <lastmod>2026-09-09T19:16:49.106Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/overview</loc>
    <lastmod>2026-09-08T21:53:11.066Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/per-transaction-authorization</loc>
    <lastmod>2026-09-08T21:53:11.066Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/trusted-beneficiaries</loc>
    <lastmod>2026-09-08T21:53:11.065Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/two-factor-reset</loc>
    <lastmod>2026-09-09T19:16:49.095Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/use-cases</loc>
    <lastmod>2026-09-17T02:55:23.208Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/ramps/accounts/depositing-funds</loc>
    <lastmod>2026-05-14T18:03:55.861Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/accounts/external-accounts</loc>
    <lastmod>2026-09-30T21:46:37.261Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/accounts/internal-accounts</loc>
    <lastmod>2026-09-30T05:00:35.289Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/conversion-flows/fiat-crypto-conversion</loc>
    <lastmod>2026-09-18T16:46:56.135Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/conversion-flows/self-custody-wallets</loc>
    <lastmod>2026-09-01T20:20:08.019Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/authentication</loc>
    <lastmod>2026-10-05T20:31:30.117Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/client-keys</loc>
    <lastmod>2026-10-05T20:31:30.076Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.695Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.032Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/overview</loc>
    <lastmod>2026-10-05T20:31:30.075Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps</loc>
    <lastmod>2026-10-06T16:31:18.520Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/onboarding/configuring-customers</loc>
    <lastmod>2026-09-22T22:53:55.550Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/onboarding/implementation-overview</loc>
    <lastmod>2026-10-06T16:31:18.519Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/onboarding/platform-configuration</loc>
    <lastmod>2026-10-06T16:31:18.570Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/postman-collection</loc>
    <lastmod>2026-10-06T16:31:18.570Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/sandbox-testing</loc>
    <lastmod>2026-10-05T20:31:30.101Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/webhooks</loc>
    <lastmod>2026-07-30T19:44:08.594Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/quickstart</loc>
    <lastmod>2026-09-22T22:53:55.546Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/terminology</loc>
    <lastmod>2026-08-24T21:48:00.780Z</lastmod>
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</urlset>