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  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/approve-an-agent-action</loc>
    <lastmod>2026-09-23T21:13:15.553Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/create-an-agent</loc>
    <lastmod>2026-09-23T21:13:15.465Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/delete-agent</loc>
    <lastmod>2026-09-23T21:13:15.510Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/get-agent-by-id</loc>
    <lastmod>2026-09-23T21:13:15.499Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/get-device-code-status</loc>
    <lastmod>2026-09-23T21:13:15.576Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/list-agent-transaction-approval-requests</loc>
    <lastmod>2026-09-23T21:13:15.476Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/list-agents</loc>
    <lastmod>2026-09-23T21:13:15.454Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/redeem-device-code</loc>
    <lastmod>2026-09-23T21:13:15.590Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/regenerate-a-device-code</loc>
    <lastmod>2026-09-23T21:13:15.542Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/reject-an-agent-action</loc>
    <lastmod>2026-09-23T21:13:15.566Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/update-agent</loc>
    <lastmod>2026-09-23T21:13:15.520Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/update-agent-policy</loc>
    <lastmod>2026-09-23T21:13:15.531Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/add-an-external-account</loc>
    <lastmod>2026-09-23T21:13:15.699Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/create-a-transfer-quote</loc>
    <lastmod>2026-09-23T21:13:15.622Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/delete-agent-external-account</loc>
    <lastmod>2026-09-23T21:13:15.720Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/execute-a-quote</loc>
    <lastmod>2026-09-23T21:13:15.644Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-external-account-by-id</loc>
    <lastmod>2026-09-23T21:13:15.709Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-quote-by-id</loc>
    <lastmod>2026-09-23T21:13:15.633Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-transaction-by-id</loc>
    <lastmod>2026-09-23T21:13:15.612Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-an-agent-action</loc>
    <lastmod>2026-09-23T21:13:15.667Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-current-agent</loc>
    <lastmod>2026-09-23T21:13:15.487Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agent-external-accounts</loc>
    <lastmod>2026-09-23T21:13:15.689Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agent-transactions</loc>
    <lastmod>2026-09-23T21:13:15.601Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agents-internal-accounts</loc>
    <lastmod>2026-09-23T21:13:15.678Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agents-own-actions</loc>
    <lastmod>2026-09-23T21:13:15.656Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/create-a-new-api-token</loc>
    <lastmod>2026-09-23T21:13:15.253Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/delete-api-token-by-id</loc>
    <lastmod>2026-09-23T21:13:15.274Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/get-api-token-by-id</loc>
    <lastmod>2026-09-23T21:13:15.263Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/list-tokens</loc>
    <lastmod>2026-09-23T21:13:15.238Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/authentication</loc>
    <lastmod>2026-09-23T21:23:02.692Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/add-a-card-to-a-digital-wallet</loc>
    <lastmod>2026-09-23T21:13:15.799Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/get-a-card</loc>
    <lastmod>2026-09-23T21:13:15.753Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/issue-a-card</loc>
    <lastmod>2026-09-23T21:13:15.742Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/list-cards</loc>
    <lastmod>2026-09-23T21:13:15.731Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/reveal-card-details</loc>
    <lastmod>2026-09-23T21:13:15.787Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/update-a-card</loc>
    <lastmod>2026-09-23T21:13:15.764Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/confirm-a-customers-email-verification-code</loc>
    <lastmod>2026-09-23T21:13:14.376Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/confirm-a-customers-phone-verification-code</loc>
    <lastmod>2026-09-23T21:13:14.398Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/send-a-phone-verification-code-to-a-customer</loc>
    <lastmod>2026-09-23T21:13:14.386Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/send-an-email-verification-code-to-a-customer</loc>
    <lastmod>2026-09-23T21:13:14.364Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/create-a-transfer-quote</loc>
    <lastmod>2026-09-23T21:13:14.948Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/estimate-crypto-withdrawal-fee</loc>
    <lastmod>2026-09-23T21:13:15.071Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/execute-a-quote</loc>
    <lastmod>2026-09-23T21:13:14.958Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/get-quote-by-id</loc>
    <lastmod>2026-09-23T21:13:14.937Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/look-up-an-external-account-for-payment</loc>
    <lastmod>2026-09-23T21:13:14.926Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/look-up-an-uma-address-for-payment</loc>
    <lastmod>2026-09-23T21:13:14.912Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/add-a-new-customer</loc>
    <lastmod>2026-09-23T21:13:13.991Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/delete-customer-by-id</loc>
    <lastmod>2026-09-23T21:13:14.017Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-bulk-import-job-status</loc>
    <lastmod>2026-09-23T21:13:15.105Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-customer-by-id</loc>
    <lastmod>2026-09-23T21:13:14.005Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-the-current-grid-end-user-terms</loc>
    <lastmod>2026-09-23T21:13:14.332Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/list-customers</loc>
    <lastmod>2026-09-23T21:13:13.925Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/list-the-current-grid-agreement-documents</loc>
    <lastmod>2026-09-23T21:13:14.318Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/update-customer-by-id</loc>
    <lastmod>2026-09-23T21:13:14.081Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/upload-customers-via-csv-file</loc>
    <lastmod>2026-09-23T21:13:15.094Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/discoveries/list-available-receiving-institution-names</loc>
    <lastmod>2026-09-23T21:13:13.911Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/delete-a-document</loc>
    <lastmod>2026-09-23T21:13:14.845Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/get-a-document-by-id</loc>
    <lastmod>2026-09-23T21:13:14.822Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/list-documents</loc>
    <lastmod>2026-09-23T21:13:14.798Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/replace-a-document</loc>
    <lastmod>2026-09-23T21:13:14.832Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/upload-a-document</loc>
    <lastmod>2026-09-23T21:13:14.809Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/create-a-delegated-signing-key</loc>
    <lastmod>2026-09-23T21:13:15.418Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/create-an-authentication-credential</loc>
    <lastmod>2026-09-23T21:13:15.324Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/get-a-delegated-signing-key</loc>
    <lastmod>2026-09-23T21:13:15.431Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-active-sessions</loc>
    <lastmod>2026-09-23T21:13:15.370Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-authentication-credentials</loc>
    <lastmod>2026-09-23T21:13:15.313Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-delegated-signing-keys</loc>
    <lastmod>2026-09-23T21:13:15.406Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/re-issue-an-authentication-credential-challenge</loc>
    <lastmod>2026-09-23T21:13:15.358Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/refresh-an-authentication-session</loc>
    <lastmod>2026-09-23T21:13:15.393Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-a-delegated-signing-key</loc>
    <lastmod>2026-09-23T21:13:15.442Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-an-authentication-credential</loc>
    <lastmod>2026-09-23T21:13:15.335Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-an-authentication-session</loc>
    <lastmod>2026-09-23T21:13:15.382Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/verify-an-authentication-credential</loc>
    <lastmod>2026-09-23T21:13:15.346Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/environments</loc>
    <lastmod>2026-09-23T21:23:02.693Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/exchange-rates/get-exchange-rates</loc>
    <lastmod>2026-09-23T21:13:13.891Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/add-a-new-external-account</loc>
    <lastmod>2026-09-23T21:13:14.611Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/add-a-new-platform-external-account</loc>
    <lastmod>2026-09-23T21:13:14.682Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/delete-customer-external-account-by-id</loc>
    <lastmod>2026-09-23T21:13:14.635Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/delete-platform-external-account-by-id</loc>
    <lastmod>2026-09-23T21:13:14.706Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/get-customer-external-account-by-id</loc>
    <lastmod>2026-09-23T21:13:14.624Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/get-platform-external-account-by-id</loc>
    <lastmod>2026-09-23T21:13:14.695Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/list-customer-external-accounts</loc>
    <lastmod>2026-09-23T21:13:14.599Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/list-platform-external-accounts</loc>
    <lastmod>2026-09-23T21:13:14.671Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/start-an-ownership-verification-challenge</loc>
    <lastmod>2026-09-23T21:13:14.648Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/start-an-ownership-verification-challenge-1</loc>
    <lastmod>2026-09-23T21:13:14.717Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/verify-ownership-with-a-wallet-signature</loc>
    <lastmod>2026-09-23T21:13:14.660Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/verify-ownership-with-a-wallet-signature-1</loc>
    <lastmod>2026-09-23T21:13:14.728Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/create-an-internal-account</loc>
    <lastmod>2026-09-23T21:13:14.562Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/export-internal-account-wallet-credentials</loc>
    <lastmod>2026-09-23T21:13:15.302Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/list-customer-internal-accounts</loc>
    <lastmod>2026-09-23T21:13:14.576Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/list-platform-internal-accounts</loc>
    <lastmod>2026-09-23T21:13:14.587Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/update-internal-account</loc>
    <lastmod>2026-09-23T21:13:15.285Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/cancel-an-uma-invitation</loc>
    <lastmod>2026-09-23T21:13:15.146Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/claim-an-uma-invitation</loc>
    <lastmod>2026-09-23T21:13:15.136Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/create-an-uma-invitation</loc>
    <lastmod>2026-09-23T21:13:15.115Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/get-an-uma-invitation-by-code</loc>
    <lastmod>2026-09-23T21:13:15.126Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/create-a-beneficial-owner</loc>
    <lastmod>2026-09-23T21:13:14.754Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/delete-a-beneficial-owner</loc>
    <lastmod>2026-09-23T21:13:14.774Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/generate-a-hosted-kyckyb-link-for-an-existing-customer</loc>
    <lastmod>2026-09-23T21:13:14.346Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/get-a-beneficial-owner</loc>
    <lastmod>2026-09-23T21:13:14.764Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/get-a-verification</loc>
    <lastmod>2026-09-23T21:13:14.877Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/list-beneficial-owners</loc>
    <lastmod>2026-09-23T21:13:14.742Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/list-verifications</loc>
    <lastmod>2026-09-23T21:13:14.855Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/submit-customer-for-verification</loc>
    <lastmod>2026-09-23T21:13:14.866Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/update-a-beneficial-owner</loc>
    <lastmod>2026-09-23T21:13:14.786Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/platform-configuration/get-platform-configuration</loc>
    <lastmod>2026-09-23T21:13:13.806Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/platform-configuration/update-platform-configuration</loc>
    <lastmod>2026-09-23T21:13:13.822Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/same-currency-transfers/create-a-transfer-in-request</loc>
    <lastmod>2026-09-23T21:13:14.889Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/same-currency-transfers/create-a-transfer-out-request</loc>
    <lastmod>2026-09-23T21:13:14.901Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox-testing</loc>
    <lastmod>2026-09-15T00:41:29.048Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/send-a-test-webhook</loc>
    <lastmod>2026-09-23T21:13:15.082Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization</loc>
    <lastmod>2026-09-23T21:13:15.810Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-advice</loc>
    <lastmod>2026-09-23T21:13:15.890Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-expiry</loc>
    <lastmod>2026-09-23T21:13:15.935Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-reversal</loc>
    <lastmod>2026-09-23T21:13:15.923Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-balance-inquiry</loc>
    <lastmod>2026-09-23T21:13:15.843Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-clearing</loc>
    <lastmod>2026-09-23T21:13:15.821Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-credit-authorization</loc>
    <lastmod>2026-09-23T21:13:15.855Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-credit-authorization-advice</loc>
    <lastmod>2026-09-23T21:13:15.901Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-financial-authorization</loc>
    <lastmod>2026-09-23T21:13:15.866Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-financial-credit-authorization</loc>
    <lastmod>2026-09-23T21:13:15.878Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-return</loc>
    <lastmod>2026-09-23T21:13:15.832Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-return-reversal</loc>
    <lastmod>2026-09-23T21:13:15.911Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-funding-an-internal-account</loc>
    <lastmod>2026-09-23T21:13:15.227Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-payment-send-to-test-receiving-an-uma-payment</loc>
    <lastmod>2026-09-23T21:13:15.215Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-sending-funds</loc>
    <lastmod>2026-09-23T21:13:15.189Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sdks</loc>
    <lastmod>2026-03-27T22:32:25.697Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/create-a-stablecoin-burn-operation</loc>
    <lastmod>2026-09-23T21:13:16.066Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/create-a-stablecoin-mint-operation</loc>
    <lastmod>2026-09-23T21:13:16.055Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin</loc>
    <lastmod>2026-09-23T21:13:16.015Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin-issuer-operation</loc>
    <lastmod>2026-09-23T21:13:16.087Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin-provider-account-link</loc>
    <lastmod>2026-09-23T21:13:16.122Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/link-a-stablecoin-provider-account</loc>
    <lastmod>2026-09-23T21:13:16.111Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoin-issuer-operations</loc>
    <lastmod>2026-09-23T21:13:16.077Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoin-provider-account-links</loc>
    <lastmod>2026-09-23T21:13:16.098Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoins</loc>
    <lastmod>2026-09-23T21:13:15.991Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/register-an-existing-provider-created-stablecoin</loc>
    <lastmod>2026-09-23T21:13:16.005Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/request-grid-enablement-for-a-stablecoin</loc>
    <lastmod>2026-09-23T21:13:16.027Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/revoke-a-stablecoin-provider-account-link</loc>
    <lastmod>2026-09-23T21:13:16.133Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/authorize-a-quotes-sca-challenge</loc>
    <lastmod>2026-09-23T21:13:14.970Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/complete-a-2fa-reset</loc>
    <lastmod>2026-09-23T21:13:14.509Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/complete-an-sca-login</loc>
    <lastmod>2026-09-23T21:13:14.464Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-sca-factor-enrollment</loc>
    <lastmod>2026-09-23T21:13:14.431Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-trusting-a-beneficiary</loc>
    <lastmod>2026-09-23T21:13:14.530Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-untrusting-a-beneficiary</loc>
    <lastmod>2026-09-23T21:13:14.552Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/delete-an-enrolled-sca-factor</loc>
    <lastmod>2026-09-23T21:13:14.442Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/get-2fa-reset-status</loc>
    <lastmod>2026-09-23T21:13:14.497Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/list-enrolled-sca-factors</loc>
    <lastmod>2026-09-23T21:13:14.409Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/record-a-security-event</loc>
    <lastmod>2026-09-23T21:13:14.475Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/resend-a-quotes-sca-challenge-code</loc>
    <lastmod>2026-09-23T21:13:14.982Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-a-2fa-reset</loc>
    <lastmod>2026-09-23T21:13:14.486Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-an-sca-login</loc>
    <lastmod>2026-09-23T21:13:14.453Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-sca-factor-enrollment</loc>
    <lastmod>2026-09-23T21:13:14.421Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-trusting-a-beneficiary</loc>
    <lastmod>2026-09-23T21:13:14.519Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-untrusting-a-beneficiary</loc>
    <lastmod>2026-09-23T21:13:14.541Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/terminology</loc>
    <lastmod>2026-08-24T21:48:06.302Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/approve-a-pending-incoming-payment</loc>
    <lastmod>2026-09-23T21:13:15.024Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/cancel-a-bank-transfer</loc>
    <lastmod>2026-09-23T21:13:15.058Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/confirm-receipt-delivery</loc>
    <lastmod>2026-09-23T21:13:15.013Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/get-transaction-by-id</loc>
    <lastmod>2026-09-23T21:13:15.002Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/list-transactions</loc>
    <lastmod>2026-09-23T21:13:14.992Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/reject-a-pending-incoming-payment</loc>
    <lastmod>2026-09-23T21:13:15.047Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks</loc>
    <lastmod>2026-08-25T21:40:32.077Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/agent-action-pending-approval-webhook</loc>
    <lastmod>2026-09-23T21:13:16.145Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/bulk-upload-status-webhook</loc>
    <lastmod>2026-09-23T21:13:16.195Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-status-change</loc>
    <lastmod>2026-09-23T21:13:16.273Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-transaction</loc>
    <lastmod>2026-09-23T21:13:16.286Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/customer-status-change</loc>
    <lastmod>2026-09-23T21:13:16.227Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/external-account-status-webhook</loc>
    <lastmod>2026-09-23T21:13:16.251Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/incoming-payment-webhook-and-approval-mechanism</loc>
    <lastmod>2026-09-23T21:13:16.156Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/internal-account-status-webhook</loc>
    <lastmod>2026-09-23T21:13:16.239Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/invitation-claimed-webhook</loc>
    <lastmod>2026-09-23T21:13:16.217Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/outgoing-payment-status-webhook</loc>
    <lastmod>2026-09-23T21:13:16.173Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/test-webhook-for-integration-verification</loc>
    <lastmod>2026-09-23T21:13:16.184Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/verification-status-change</loc>
    <lastmod>2026-09-23T21:13:16.262Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/wallet-operation-completed-or-failed</loc>
    <lastmod>2026-09-23T21:13:16.298Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-design/guidelines</loc>
    <lastmod>2026-09-08T19:10:06.122Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/digital-wallet-tokenization</loc>
    <lastmod>2026-09-15T18:18:58.248Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/embedded-wallet-funding</loc>
    <lastmod>2026-09-14T01:40:44.607Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/freezing-and-closing</loc>
    <lastmod>2026-09-13T08:25:41.629Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/funding-sources</loc>
    <lastmod>2026-09-18T22:30:29.440Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/issuing-cards</loc>
    <lastmod>2026-09-23T17:08:05.405Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/demo</loc>
    <lastmod>2026-09-17T04:05:06.600Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards</loc>
    <lastmod>2026-09-12T23:48:07.326Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/onboarding/cardholder-setup</loc>
    <lastmod>2026-09-18T20:14:24.825Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/onboarding/implementation-overview</loc>
    <lastmod>2026-09-15T18:18:58.252Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/platform-tools/sandbox-testing</loc>
    <lastmod>2026-09-18T20:14:24.826Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/platform-tools/webhooks</loc>
    <lastmod>2026-09-14T22:17:10.464Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/quickstart</loc>
    <lastmod>2026-09-14T16:53:19.491Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/terminology</loc>
    <lastmod>2026-09-14T22:17:10.464Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/transactions/reconciliation</loc>
    <lastmod>2026-09-14T22:17:10.488Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/changelog</loc>
    <lastmod>2026-09-23T15:21:05.843Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/flow-builder</loc>
    <lastmod>2026-07-09T00:25:04.269Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/approvals-and-audit</loc>
    <lastmod>2026-08-24T21:40:34.752Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/overview</loc>
    <lastmod>2026-09-01T20:20:13.048Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/policies-and-permissions</loc>
    <lastmod>2026-08-24T21:40:34.756Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/authentication</loc>
    <lastmod>2026-09-15T00:41:29.038Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/client-keys</loc>
    <lastmod>2026-09-15T00:41:29.036Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/demo</loc>
    <lastmod>2026-09-17T00:25:49.566Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.862Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/implementation-overview</loc>
    <lastmod>2026-09-22T19:22:03.171Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts</loc>
    <lastmod>2026-09-17T00:25:49.573Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.341Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/platform-tools/postman-collection</loc>
    <lastmod>2026-09-01T20:20:13.055Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/platform-tools/sandbox-testing</loc>
    <lastmod>2026-09-15T00:41:29.034Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/platform-tools/webhooks</loc>
    <lastmod>2026-08-25T21:40:32.076Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/getting-started/implementation-overview</loc>
    <lastmod>2026-09-18T16:47:01.095Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/getting-started/platform-configuration</loc>
    <lastmod>2026-09-18T17:07:17.379Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/authentication</loc>
    <lastmod>2026-09-15T00:41:29.042Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/client-keys</loc>
    <lastmod>2026-09-15T00:41:29.037Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.783Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.232Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/overview</loc>
    <lastmod>2026-09-22T19:21:58.868Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p</loc>
    <lastmod>2026-09-23T21:23:02.619Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/managing-accounts/external-accounts</loc>
    <lastmod>2026-09-22T19:21:58.871Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/managing-accounts/internal-accounts</loc>
    <lastmod>2026-09-18T16:46:59.274Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/onboarding/configuring-customers</loc>
    <lastmod>2026-09-22T22:53:57.902Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/onboarding/invitations</loc>
    <lastmod>2026-09-23T21:23:02.633Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/postman-collection</loc>
    <lastmod>2026-09-23T21:23:02.616Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/sandbox-testing</loc>
    <lastmod>2026-09-23T21:23:02.617Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/uma-test-wallet</loc>
    <lastmod>2026-09-01T20:20:10.926Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/webhooks</loc>
    <lastmod>2026-08-25T21:40:32.018Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/quickstart</loc>
    <lastmod>2026-09-18T16:46:59.273Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/depositing-funds</loc>
    <lastmod>2026-05-14T18:03:55.729Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/error-handling</loc>
    <lastmod>2026-09-14T18:02:23.461Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/receiving-payments</loc>
    <lastmod>2026-09-18T16:46:59.253Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/reconciliation</loc>
    <lastmod>2026-08-04T05:56:40.714Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/sending-payments</loc>
    <lastmod>2026-09-23T21:23:02.615Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/terminology</loc>
    <lastmod>2026-08-24T21:48:02.455Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com</loc>
    <lastmod>2026-09-23T21:23:02.637Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/depositing-funds</loc>
    <lastmod>2026-05-14T18:03:55.725Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/external-accounts</loc>
    <lastmod>2026-09-22T19:21:58.866Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/internal-accounts</loc>
    <lastmod>2026-09-18T16:46:59.252Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/required-fields</loc>
    <lastmod>2026-09-16T00:28:13.562Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/authentication</loc>
    <lastmod>2026-09-15T00:41:28.955Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/client-keys</loc>
    <lastmod>2026-09-15T00:41:28.955Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.785Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.223Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/overview</loc>
    <lastmod>2026-09-22T19:21:58.849Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b</loc>
    <lastmod>2026-09-23T21:23:02.622Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/configuring-customers</loc>
    <lastmod>2026-09-22T22:53:57.892Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/disclosures</loc>
    <lastmod>2026-09-15T20:56:52.992Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/implementation-overview</loc>
    <lastmod>2026-09-23T21:23:02.621Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/platform-configuration</loc>
    <lastmod>2026-09-18T17:07:17.291Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/assessing-fees</loc>
    <lastmod>2026-09-23T15:21:03.521Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/error-handling</loc>
    <lastmod>2026-09-14T18:02:23.462Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/list-transactions</loc>
    <lastmod>2026-09-01T20:20:10.907Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/receipts</loc>
    <lastmod>2026-07-13T20:23:48.222Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/reconciliation</loc>
    <lastmod>2026-08-04T05:56:40.676Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/send-payment</loc>
    <lastmod>2026-09-23T15:21:03.540Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/platform-tools/postman-collection</loc>
    <lastmod>2026-09-23T21:23:02.618Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/platform-tools/sandbox-testing</loc>
    <lastmod>2026-09-18T17:07:17.319Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/platform-tools/webhooks</loc>
    <lastmod>2026-09-23T21:23:02.612Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/quickstart</loc>
    <lastmod>2026-09-22T22:53:57.872Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/terminology</loc>
    <lastmod>2026-08-24T21:48:02.449Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/building-with-ai</loc>
    <lastmod>2026-09-09T16:49:00.733Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/capabilities</loc>
    <lastmod>2026-09-23T21:23:02.634Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/configuration</loc>
    <lastmod>2026-09-01T20:20:08.014Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/account-model</loc>
    <lastmod>2026-09-18T16:46:59.254Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/currencies-and-rails</loc>
    <lastmod>2026-09-23T15:21:03.526Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/entities</loc>
    <lastmod>2026-08-24T21:48:00.781Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/quote-system</loc>
    <lastmod>2026-09-18T16:46:56.167Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/transaction-lifecycle</loc>
    <lastmod>2026-08-24T21:48:00.787Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/introduction/faq</loc>
    <lastmod>2026-09-23T21:23:02.540Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/introduction/what-is-grid</loc>
    <lastmod>2026-09-23T21:23:02.549Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/factor-enrollment</loc>
    <lastmod>2026-09-08T21:53:11.067Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/login-and-sessions</loc>
    <lastmod>2026-09-09T19:16:49.106Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/overview</loc>
    <lastmod>2026-09-08T21:53:11.066Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/per-transaction-authorization</loc>
    <lastmod>2026-09-08T21:53:11.066Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/trusted-beneficiaries</loc>
    <lastmod>2026-09-08T21:53:11.065Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/two-factor-reset</loc>
    <lastmod>2026-09-09T19:16:49.095Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/use-cases</loc>
    <lastmod>2026-09-17T02:55:23.208Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/accounts/depositing-funds</loc>
    <lastmod>2026-05-14T18:03:55.861Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/accounts/external-accounts</loc>
    <lastmod>2026-09-22T19:21:54.843Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/accounts/internal-accounts</loc>
    <lastmod>2026-09-18T16:46:56.166Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/conversion-flows/fiat-crypto-conversion</loc>
    <lastmod>2026-09-18T16:46:56.135Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/conversion-flows/self-custody-wallets</loc>
    <lastmod>2026-09-01T20:20:08.019Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/authentication</loc>
    <lastmod>2026-09-15T00:41:28.839Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/client-keys</loc>
    <lastmod>2026-09-15T00:41:28.837Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.695Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.032Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/overview</loc>
    <lastmod>2026-09-22T19:21:54.821Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps</loc>
    <lastmod>2026-09-23T21:23:02.530Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/onboarding/configuring-customers</loc>
    <lastmod>2026-09-22T22:53:55.550Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/onboarding/implementation-overview</loc>
    <lastmod>2026-09-23T21:23:02.529Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/onboarding/platform-configuration</loc>
    <lastmod>2026-09-23T21:23:02.529Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/postman-collection</loc>
    <lastmod>2026-09-23T21:23:02.528Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/sandbox-testing</loc>
    <lastmod>2026-09-22T04:12:21.044Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/webhooks</loc>
    <lastmod>2026-07-30T19:44:08.594Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/quickstart</loc>
    <lastmod>2026-09-22T22:53:55.546Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/terminology</loc>
    <lastmod>2026-08-24T21:48:00.780Z</lastmod>
  </url>
</urlset>