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  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/approve-an-agent-action</loc>
    <lastmod>2026-10-07T22:44:14.206Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/create-an-agent</loc>
    <lastmod>2026-10-07T22:44:14.116Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/delete-agent</loc>
    <lastmod>2026-10-07T22:44:14.162Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/get-agent-by-id</loc>
    <lastmod>2026-10-07T22:44:14.150Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/get-device-code-status</loc>
    <lastmod>2026-10-07T22:44:14.230Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/list-agent-transaction-approval-requests</loc>
    <lastmod>2026-10-07T22:44:14.128Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/list-agents</loc>
    <lastmod>2026-10-07T22:44:14.104Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/redeem-device-code</loc>
    <lastmod>2026-10-07T22:44:14.242Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/regenerate-a-device-code</loc>
    <lastmod>2026-10-07T22:44:14.195Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/reject-an-agent-action</loc>
    <lastmod>2026-10-07T22:44:14.217Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/update-agent</loc>
    <lastmod>2026-10-07T22:44:14.173Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/update-agent-policy</loc>
    <lastmod>2026-10-07T22:44:14.185Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/add-an-external-account</loc>
    <lastmod>2026-10-07T22:44:14.350Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/create-a-transfer-quote</loc>
    <lastmod>2026-10-07T22:44:14.275Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/delete-agent-external-account</loc>
    <lastmod>2026-10-07T22:44:14.372Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/execute-a-quote</loc>
    <lastmod>2026-10-07T22:44:14.297Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-external-account-by-id</loc>
    <lastmod>2026-10-07T22:44:14.361Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-quote-by-id</loc>
    <lastmod>2026-10-07T22:44:14.286Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-transaction-by-id</loc>
    <lastmod>2026-10-07T22:44:14.264Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-an-agent-action</loc>
    <lastmod>2026-10-07T22:44:14.318Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-current-agent</loc>
    <lastmod>2026-10-07T22:44:14.139Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agent-external-accounts</loc>
    <lastmod>2026-10-07T22:44:14.339Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agent-transactions</loc>
    <lastmod>2026-10-07T22:44:14.253Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agents-internal-accounts</loc>
    <lastmod>2026-10-07T22:44:14.328Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agents-own-actions</loc>
    <lastmod>2026-10-07T22:44:14.307Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/create-a-new-api-token</loc>
    <lastmod>2026-10-07T22:44:13.867Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/delete-api-token-by-id</loc>
    <lastmod>2026-10-07T22:44:13.888Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/get-api-token-by-id</loc>
    <lastmod>2026-10-07T22:44:13.878Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/list-tokens</loc>
    <lastmod>2026-10-07T22:44:13.857Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/authentication</loc>
    <lastmod>2026-10-07T22:44:33.659Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/add-a-card-to-a-digital-wallet</loc>
    <lastmod>2026-10-07T22:44:14.449Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/get-a-card</loc>
    <lastmod>2026-10-07T22:44:14.407Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/get-a-pin-entry-url</loc>
    <lastmod>2026-10-07T22:44:14.477Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/issue-a-card</loc>
    <lastmod>2026-10-07T22:44:14.396Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/list-cards</loc>
    <lastmod>2026-10-07T22:44:14.384Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/reveal-card-details</loc>
    <lastmod>2026-10-07T22:44:14.431Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/set-a-card-pin</loc>
    <lastmod>2026-10-07T22:44:14.463Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/unblock-a-card-pin</loc>
    <lastmod>2026-10-07T22:44:14.488Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/update-a-card</loc>
    <lastmod>2026-10-07T22:44:14.419Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/confirm-a-customers-email-verification-code</loc>
    <lastmod>2026-10-07T22:44:12.977Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/confirm-a-customers-phone-verification-code</loc>
    <lastmod>2026-10-07T22:44:12.999Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/send-a-phone-verification-code-to-a-customer</loc>
    <lastmod>2026-10-07T22:44:12.987Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/send-an-email-verification-code-to-a-customer</loc>
    <lastmod>2026-10-07T22:44:12.965Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/create-a-transfer-quote</loc>
    <lastmod>2026-10-07T22:44:13.614Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/estimate-crypto-withdrawal-fee</loc>
    <lastmod>2026-10-07T22:44:13.727Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/execute-a-quote</loc>
    <lastmod>2026-10-07T22:44:13.625Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/get-a-payment-document</loc>
    <lastmod>2026-10-07T22:44:13.593Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/get-quote-by-id</loc>
    <lastmod>2026-10-07T22:44:13.604Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/look-up-an-external-account-for-payment</loc>
    <lastmod>2026-10-07T22:44:13.569Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/look-up-an-uma-address-for-payment</loc>
    <lastmod>2026-10-07T22:44:13.556Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/upload-a-payment-document</loc>
    <lastmod>2026-10-07T22:44:13.580Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/add-a-new-customer</loc>
    <lastmod>2026-10-07T22:44:12.878Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/delete-customer-by-id</loc>
    <lastmod>2026-10-07T22:44:12.903Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-bulk-import-job-status</loc>
    <lastmod>2026-10-07T22:44:13.763Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-customer-by-id</loc>
    <lastmod>2026-10-07T22:44:12.891Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-the-current-grid-end-user-terms</loc>
    <lastmod>2026-10-07T22:44:12.939Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/list-customers</loc>
    <lastmod>2026-10-07T22:44:12.867Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/list-the-current-grid-agreement-documents</loc>
    <lastmod>2026-10-07T22:44:12.926Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/update-customer-by-id</loc>
    <lastmod>2026-10-07T22:44:12.914Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/upload-customers-via-csv-file</loc>
    <lastmod>2026-10-07T22:44:13.752Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/discoveries/list-available-receiving-institution-names</loc>
    <lastmod>2026-10-07T22:44:12.855Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/delete-a-document</loc>
    <lastmod>2026-10-07T22:44:13.489Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/get-a-document-by-id</loc>
    <lastmod>2026-10-07T22:44:13.467Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/list-documents</loc>
    <lastmod>2026-10-07T22:44:13.421Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/replace-a-document</loc>
    <lastmod>2026-10-07T22:44:13.477Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/upload-a-document</loc>
    <lastmod>2026-10-07T22:44:13.442Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/create-a-delegated-signing-key</loc>
    <lastmod>2026-10-07T22:44:14.068Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/create-an-authentication-credential</loc>
    <lastmod>2026-10-07T22:44:13.957Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/get-a-delegated-signing-key</loc>
    <lastmod>2026-10-07T22:44:14.079Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-active-sessions</loc>
    <lastmod>2026-10-07T22:44:14.012Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-authentication-credentials</loc>
    <lastmod>2026-10-07T22:44:13.945Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-delegated-signing-keys</loc>
    <lastmod>2026-10-07T22:44:14.056Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/re-issue-an-authentication-credential-challenge</loc>
    <lastmod>2026-10-07T22:44:14.001Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/refresh-an-authentication-session</loc>
    <lastmod>2026-10-07T22:44:14.044Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-a-delegated-signing-key</loc>
    <lastmod>2026-10-07T22:44:14.092Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-an-authentication-credential</loc>
    <lastmod>2026-10-07T22:44:13.969Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-an-authentication-session</loc>
    <lastmod>2026-10-07T22:44:14.024Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/verify-an-authentication-credential</loc>
    <lastmod>2026-10-07T22:44:13.981Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/environments</loc>
    <lastmod>2026-10-07T22:44:33.679Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/exchange-rates/get-exchange-rates</loc>
    <lastmod>2026-10-07T22:44:12.845Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/add-a-new-external-account</loc>
    <lastmod>2026-10-07T22:44:13.224Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/add-a-new-platform-external-account</loc>
    <lastmod>2026-10-07T22:44:13.306Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/delete-customer-external-account-by-id</loc>
    <lastmod>2026-10-07T22:44:13.247Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/delete-platform-external-account-by-id</loc>
    <lastmod>2026-10-07T22:44:13.327Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/get-customer-external-account-by-id</loc>
    <lastmod>2026-10-07T22:44:13.235Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/get-platform-external-account-by-id</loc>
    <lastmod>2026-10-07T22:44:13.317Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/list-customer-external-accounts</loc>
    <lastmod>2026-10-07T22:44:13.213Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/list-platform-external-accounts</loc>
    <lastmod>2026-10-07T22:44:13.294Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/start-an-ownership-verification-challenge</loc>
    <lastmod>2026-10-07T22:44:13.260Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/start-an-ownership-verification-challenge-1</loc>
    <lastmod>2026-10-07T22:44:13.339Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/verify-ownership-with-a-wallet-signature</loc>
    <lastmod>2026-10-07T22:44:13.284Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/verify-ownership-with-a-wallet-signature-1</loc>
    <lastmod>2026-10-07T22:44:13.350Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/create-an-internal-account</loc>
    <lastmod>2026-10-07T22:44:13.178Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/export-internal-account-wallet-credentials</loc>
    <lastmod>2026-10-07T22:44:13.911Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/list-customer-internal-accounts</loc>
    <lastmod>2026-10-07T22:44:13.191Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/list-platform-internal-accounts</loc>
    <lastmod>2026-10-07T22:44:13.202Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/update-internal-account</loc>
    <lastmod>2026-10-07T22:44:13.899Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/cancel-an-uma-invitation</loc>
    <lastmod>2026-10-07T22:44:13.805Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/claim-an-uma-invitation</loc>
    <lastmod>2026-10-07T22:44:13.794Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/create-an-uma-invitation</loc>
    <lastmod>2026-10-07T22:44:13.774Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/get-an-uma-invitation-by-code</loc>
    <lastmod>2026-10-07T22:44:13.784Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/create-a-beneficial-owner</loc>
    <lastmod>2026-10-07T22:44:13.372Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/delete-a-beneficial-owner</loc>
    <lastmod>2026-10-07T22:44:13.396Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/generate-a-hosted-kyckyb-link-for-an-existing-customer</loc>
    <lastmod>2026-10-07T22:44:12.954Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/get-a-beneficial-owner</loc>
    <lastmod>2026-10-07T22:44:13.383Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/get-a-verification</loc>
    <lastmod>2026-10-07T22:44:13.523Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/list-beneficial-owners</loc>
    <lastmod>2026-10-07T22:44:13.361Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/list-verifications</loc>
    <lastmod>2026-10-07T22:44:13.499Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/submit-customer-for-verification</loc>
    <lastmod>2026-10-07T22:44:13.512Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/update-a-beneficial-owner</loc>
    <lastmod>2026-10-07T22:44:13.409Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/periodic-statements/list-balance-changes-for-a-period</loc>
    <lastmod>2026-10-07T22:44:13.923Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/periodic-statements/send-a-receipt-for-a-periodic-statement</loc>
    <lastmod>2026-10-07T22:44:13.935Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/platform-configuration/get-platform-configuration</loc>
    <lastmod>2026-10-07T22:44:12.823Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/platform-configuration/update-platform-configuration</loc>
    <lastmod>2026-10-07T22:44:12.834Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/same-currency-transfers/create-a-transfer-in-request</loc>
    <lastmod>2026-10-07T22:44:13.534Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/same-currency-transfers/create-a-transfer-out-request</loc>
    <lastmod>2026-10-07T22:44:13.546Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox-testing</loc>
    <lastmod>2026-10-05T20:31:30.295Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/send-a-test-webhook</loc>
    <lastmod>2026-10-07T22:44:13.740Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization</loc>
    <lastmod>2026-10-07T22:44:14.500Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-advice</loc>
    <lastmod>2026-10-07T22:44:14.590Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-expiry</loc>
    <lastmod>2026-10-07T22:44:14.637Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-reversal</loc>
    <lastmod>2026-10-07T22:44:14.626Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-balance-inquiry</loc>
    <lastmod>2026-10-07T22:44:14.545Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-clearing</loc>
    <lastmod>2026-10-07T22:44:14.513Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-credit-authorization</loc>
    <lastmod>2026-10-07T22:44:14.558Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-credit-authorization-advice</loc>
    <lastmod>2026-10-07T22:44:14.601Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-financial-authorization</loc>
    <lastmod>2026-10-07T22:44:14.568Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-financial-credit-authorization</loc>
    <lastmod>2026-10-07T22:44:14.579Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-return</loc>
    <lastmod>2026-10-07T22:44:14.532Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-return-reversal</loc>
    <lastmod>2026-10-07T22:44:14.614Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-funding-an-internal-account</loc>
    <lastmod>2026-10-07T22:44:13.846Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-payment-send-to-test-receiving-an-uma-payment</loc>
    <lastmod>2026-10-07T22:44:13.826Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-sending-funds</loc>
    <lastmod>2026-10-07T22:44:13.815Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sdks</loc>
    <lastmod>2026-03-27T22:32:25.697Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/create-a-stablecoin-burn-operation</loc>
    <lastmod>2026-10-07T22:44:14.755Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/create-a-stablecoin-mint-operation</loc>
    <lastmod>2026-10-07T22:44:14.743Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin</loc>
    <lastmod>2026-10-07T22:44:14.718Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin-issuer-operation</loc>
    <lastmod>2026-10-07T22:44:14.784Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin-provider-account-link</loc>
    <lastmod>2026-10-07T22:44:14.822Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/link-a-stablecoin-provider-account</loc>
    <lastmod>2026-10-07T22:44:14.809Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoin-issuer-operations</loc>
    <lastmod>2026-10-07T22:44:14.768Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoin-provider-account-links</loc>
    <lastmod>2026-10-07T22:44:14.796Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoins</loc>
    <lastmod>2026-10-07T22:44:14.693Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/register-an-existing-provider-created-stablecoin</loc>
    <lastmod>2026-10-07T22:44:14.706Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/request-grid-enablement-for-a-stablecoin</loc>
    <lastmod>2026-10-07T22:44:14.730Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/revoke-a-stablecoin-provider-account-link</loc>
    <lastmod>2026-10-07T22:44:14.834Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/authorize-a-quotes-sca-challenge</loc>
    <lastmod>2026-10-07T22:44:13.635Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/complete-a-2fa-reset</loc>
    <lastmod>2026-10-07T22:44:13.120Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/complete-an-sca-login</loc>
    <lastmod>2026-10-07T22:44:13.076Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-sca-factor-enrollment</loc>
    <lastmod>2026-10-07T22:44:13.041Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-trusting-a-beneficiary</loc>
    <lastmod>2026-10-07T22:44:13.147Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-untrusting-a-beneficiary</loc>
    <lastmod>2026-10-07T22:44:13.168Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/delete-an-enrolled-sca-factor</loc>
    <lastmod>2026-10-07T22:44:13.054Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/get-2fa-reset-status</loc>
    <lastmod>2026-10-07T22:44:13.110Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/list-enrolled-sca-factors</loc>
    <lastmod>2026-10-07T22:44:13.009Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/record-a-security-event</loc>
    <lastmod>2026-10-07T22:44:13.089Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/resend-a-quotes-sca-challenge-code</loc>
    <lastmod>2026-10-07T22:44:13.647Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-a-2fa-reset</loc>
    <lastmod>2026-10-07T22:44:13.099Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-an-sca-login</loc>
    <lastmod>2026-10-07T22:44:13.065Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-sca-factor-enrollment</loc>
    <lastmod>2026-10-07T22:44:13.020Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-trusting-a-beneficiary</loc>
    <lastmod>2026-10-07T22:44:13.138Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-untrusting-a-beneficiary</loc>
    <lastmod>2026-10-07T22:44:13.157Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/terminology</loc>
    <lastmod>2026-08-24T21:48:06.302Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/approve-a-pending-incoming-payment</loc>
    <lastmod>2026-10-07T22:44:13.692Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/cancel-a-bank-transfer</loc>
    <lastmod>2026-10-07T22:44:13.715Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/confirm-receipt-delivery</loc>
    <lastmod>2026-10-07T22:44:13.679Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/get-transaction-by-id</loc>
    <lastmod>2026-10-07T22:44:13.668Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/list-transactions</loc>
    <lastmod>2026-10-07T22:44:13.658Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/reject-a-pending-incoming-payment</loc>
    <lastmod>2026-10-07T22:44:13.702Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks</loc>
    <lastmod>2026-08-25T21:40:32.077Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/agent-action-pending-approval-webhook</loc>
    <lastmod>2026-10-07T22:44:14.848Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/bulk-upload-status-webhook</loc>
    <lastmod>2026-10-07T22:44:14.899Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-pin-status-change</loc>
    <lastmod>2026-10-07T22:44:15.079Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-status-change</loc>
    <lastmod>2026-10-07T22:44:15.055Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-transaction</loc>
    <lastmod>2026-10-07T22:44:15.091Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/customer-status-change</loc>
    <lastmod>2026-10-07T22:44:14.925Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/external-account-status-webhook</loc>
    <lastmod>2026-10-07T22:44:14.952Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/incoming-payment-webhook-and-approval-mechanism</loc>
    <lastmod>2026-10-07T22:44:14.861Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/internal-account-status-webhook</loc>
    <lastmod>2026-10-07T22:44:14.939Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/invitation-claimed-webhook</loc>
    <lastmod>2026-10-07T22:44:14.911Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/outgoing-payment-status-webhook</loc>
    <lastmod>2026-10-07T22:44:14.873Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/test-webhook-for-integration-verification</loc>
    <lastmod>2026-10-07T22:44:14.886Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/verification-status-change</loc>
    <lastmod>2026-10-07T22:44:14.965Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/wallet-operation-completed-or-failed</loc>
    <lastmod>2026-10-07T22:44:15.105Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-design/guidelines</loc>
    <lastmod>2026-09-08T19:10:06.122Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/digital-wallet-tokenization</loc>
    <lastmod>2026-09-29T23:08:46.973Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/embedded-wallet-funding</loc>
    <lastmod>2026-09-14T01:40:44.607Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/freezing-and-closing</loc>
    <lastmod>2026-09-13T08:25:41.629Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/funding-sources</loc>
    <lastmod>2026-09-18T22:30:29.440Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/issuing-cards</loc>
    <lastmod>2026-09-23T17:08:05.405Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/pins</loc>
    <lastmod>2026-09-29T05:43:00.093Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/demo</loc>
    <lastmod>2026-09-17T04:05:06.600Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards</loc>
    <lastmod>2026-09-25T19:22:18.870Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/onboarding/cardholder-setup</loc>
    <lastmod>2026-09-18T20:14:24.825Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/onboarding/implementation-overview</loc>
    <lastmod>2026-09-25T19:22:18.871Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/platform-tools/sandbox-testing</loc>
    <lastmod>2026-09-18T20:14:24.826Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/platform-tools/webhooks</loc>
    <lastmod>2026-09-25T19:22:18.877Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/quickstart</loc>
    <lastmod>2026-09-14T16:53:19.491Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/statements</loc>
    <lastmod>2026-10-02T19:48:07.224Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/terminology</loc>
    <lastmod>2026-09-14T22:17:10.464Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/transactions/reconciliation</loc>
    <lastmod>2026-09-29T23:08:46.978Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/changelog</loc>
    <lastmod>2026-10-07T03:40:09.185Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/flow-builder</loc>
    <lastmod>2026-07-09T00:25:04.269Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/approvals-and-audit</loc>
    <lastmod>2026-08-24T21:40:34.752Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/overview</loc>
    <lastmod>2026-09-01T20:20:13.048Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/policies-and-permissions</loc>
    <lastmod>2026-08-24T21:40:34.756Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/authentication</loc>
    <lastmod>2026-10-05T20:31:30.292Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/client-keys</loc>
    <lastmod>2026-10-05T20:31:30.290Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/demo</loc>
    <lastmod>2026-09-17T00:25:49.566Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.862Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/implementation-overview</loc>
    <lastmod>2026-10-05T20:31:30.289Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts</loc>
    <lastmod>2026-09-17T00:25:49.573Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.341Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/platform-tools/postman-collection</loc>
    <lastmod>2026-09-01T20:20:13.055Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/platform-tools/sandbox-testing</loc>
    <lastmod>2026-10-05T20:31:30.289Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-accounts/platform-tools/webhooks</loc>
    <lastmod>2026-08-25T21:40:32.076Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/getting-started/implementation-overview</loc>
    <lastmod>2026-09-29T23:08:46.976Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/getting-started/platform-configuration</loc>
    <lastmod>2026-09-18T17:07:17.379Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/authentication</loc>
    <lastmod>2026-10-05T20:31:30.302Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/client-keys</loc>
    <lastmod>2026-10-05T20:31:30.299Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.783Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.232Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/overview</loc>
    <lastmod>2026-10-05T20:31:30.303Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p</loc>
    <lastmod>2026-10-07T22:44:33.597Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/managing-accounts/external-accounts</loc>
    <lastmod>2026-09-30T21:46:38.035Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/managing-accounts/internal-accounts</loc>
    <lastmod>2026-09-30T05:00:35.374Z</lastmod>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/onboarding/invitations</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/postman-collection</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/sandbox-testing</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/uma-test-wallet</loc>
    <lastmod>2026-09-01T20:20:10.926Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/webhooks</loc>
    <lastmod>2026-08-25T21:40:32.018Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/quickstart</loc>
    <lastmod>2026-09-18T16:46:59.273Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/depositing-funds</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/error-handling</loc>
    <lastmod>2026-10-05T21:53:26.627Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/receiving-payments</loc>
    <lastmod>2026-09-18T16:46:59.253Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/reconciliation</loc>
    <lastmod>2026-10-07T03:40:09.108Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/sending-payments</loc>
    <lastmod>2026-10-07T22:44:33.614Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/terminology</loc>
    <lastmod>2026-08-24T21:48:02.455Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com</loc>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/external-accounts</loc>
    <lastmod>2026-09-30T21:46:38.009Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/internal-accounts</loc>
    <lastmod>2026-09-30T05:00:35.368Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/required-fields</loc>
    <lastmod>2026-10-01T07:20:29.931Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/authentication</loc>
    <lastmod>2026-10-05T20:31:30.210Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/client-keys</loc>
    <lastmod>2026-10-05T20:31:30.210Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.785Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.223Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/overview</loc>
    <lastmod>2026-10-05T20:31:30.217Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b</loc>
    <lastmod>2026-10-07T22:44:33.596Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/configuring-customers</loc>
    <lastmod>2026-09-22T22:53:57.892Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/disclosures</loc>
    <lastmod>2026-09-15T20:56:52.992Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/implementation-overview</loc>
    <lastmod>2026-10-07T22:44:33.595Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/platform-configuration</loc>
    <lastmod>2026-09-18T17:07:17.291Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/assessing-fees</loc>
    <lastmod>2026-10-07T03:40:09.105Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/error-handling</loc>
    <lastmod>2026-10-05T21:53:26.641Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/list-transactions</loc>
    <lastmod>2026-09-01T20:20:10.907Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/receipts</loc>
    <lastmod>2026-10-07T03:40:09.107Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/reconciliation</loc>
    <lastmod>2026-10-07T03:40:09.057Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/send-payment</loc>
    <lastmod>2026-10-02T17:50:15.304Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/statements</loc>
    <lastmod>2026-10-02T19:48:07.127Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/platform-tools/postman-collection</loc>
    <lastmod>2026-10-07T22:44:33.594Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/platform-tools/sandbox-testing</loc>
    <lastmod>2026-10-05T20:31:30.215Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/platform-tools/webhooks</loc>
    <lastmod>2026-10-07T22:44:33.610Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/quickstart</loc>
    <lastmod>2026-09-22T22:53:57.872Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/terminology</loc>
    <lastmod>2026-08-24T21:48:02.449Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/building-with-ai</loc>
    <lastmod>2026-09-09T16:49:00.733Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/capabilities</loc>
    <lastmod>2026-10-07T22:44:33.600Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/configuration</loc>
    <lastmod>2026-09-01T20:20:08.014Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/account-model</loc>
    <lastmod>2026-10-02T17:50:15.300Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/currencies-and-rails</loc>
    <lastmod>2026-09-29T22:54:45.203Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/entities</loc>
    <lastmod>2026-08-24T21:48:00.781Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/quote-system</loc>
    <lastmod>2026-09-18T16:46:56.167Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/transaction-lifecycle</loc>
    <lastmod>2026-10-07T03:40:09.018Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/introduction/faq</loc>
    <lastmod>2026-10-07T22:44:33.501Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/introduction/what-is-grid</loc>
    <lastmod>2026-10-07T22:44:33.500Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/factor-enrollment</loc>
    <lastmod>2026-09-08T21:53:11.067Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/login-and-sessions</loc>
    <lastmod>2026-09-09T19:16:49.106Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/overview</loc>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/per-transaction-authorization</loc>
    <lastmod>2026-09-08T21:53:11.066Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/trusted-beneficiaries</loc>
    <lastmod>2026-09-08T21:53:11.065Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/two-factor-reset</loc>
    <lastmod>2026-09-09T19:16:49.095Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/use-cases</loc>
    <lastmod>2026-09-17T02:55:23.208Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/ramps/accounts/depositing-funds</loc>
    <lastmod>2026-05-14T18:03:55.861Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/accounts/external-accounts</loc>
    <lastmod>2026-09-30T21:46:37.261Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/accounts/internal-accounts</loc>
    <lastmod>2026-09-30T05:00:35.289Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/conversion-flows/fiat-crypto-conversion</loc>
    <lastmod>2026-09-18T16:46:56.135Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/conversion-flows/self-custody-wallets</loc>
    <lastmod>2026-09-01T20:20:08.019Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/authentication</loc>
    <lastmod>2026-10-05T20:31:30.117Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/client-keys</loc>
    <lastmod>2026-10-05T20:31:30.076Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/exporting-wallet</loc>
    <lastmod>2026-08-25T00:37:43.695Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/managing-sessions</loc>
    <lastmod>2026-08-24T20:51:37.032Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/overview</loc>
    <lastmod>2026-10-05T20:31:30.075Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps</loc>
    <lastmod>2026-10-07T22:44:33.493Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/onboarding/configuring-customers</loc>
    <lastmod>2026-10-06T22:08:48.122Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/onboarding/implementation-overview</loc>
    <lastmod>2026-10-07T22:44:33.493Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/onboarding/platform-configuration</loc>
    <lastmod>2026-10-07T22:44:33.492Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/postman-collection</loc>
    <lastmod>2026-10-07T22:44:33.492Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/sandbox-testing</loc>
    <lastmod>2026-10-05T20:31:30.101Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/webhooks</loc>
    <lastmod>2026-07-30T19:44:08.594Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/quickstart</loc>
    <lastmod>2026-09-22T22:53:55.546Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/terminology</loc>
    <lastmod>2026-08-24T21:48:00.780Z</lastmod>
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