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  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/approve-an-agent-action</loc>
    <lastmod>2026-11-04T00:06:01.302Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/create-an-agent</loc>
    <lastmod>2026-11-04T00:06:01.094Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/delete-agent</loc>
    <lastmod>2026-11-04T00:06:01.233Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/get-agent-by-id</loc>
    <lastmod>2026-11-04T00:06:01.219Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/get-device-code-status</loc>
    <lastmod>2026-11-04T00:06:01.330Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/hand-a-deleted-agents-card-to-an-agent</loc>
    <lastmod>2026-11-04T00:06:01.288Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/list-agent-transaction-approval-requests</loc>
    <lastmod>2026-11-04T00:06:01.107Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/list-agents</loc>
    <lastmod>2026-11-04T00:06:01.080Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/redeem-device-code</loc>
    <lastmod>2026-11-04T00:06:01.344Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/regenerate-a-device-code</loc>
    <lastmod>2026-11-04T00:06:01.274Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/reject-an-agent-action</loc>
    <lastmod>2026-11-04T00:06:01.317Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/update-agent</loc>
    <lastmod>2026-11-04T00:06:01.247Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-management/update-agent-policy</loc>
    <lastmod>2026-11-04T00:06:01.260Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/add-an-external-account</loc>
    <lastmod>2026-11-04T00:06:01.487Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/create-a-transfer-quote</loc>
    <lastmod>2026-11-04T00:06:01.389Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/create-an-agent-deposit</loc>
    <lastmod>2026-11-04T00:06:01.191Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/delete-agent-external-account</loc>
    <lastmod>2026-11-04T00:06:01.515Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/execute-a-quote</loc>
    <lastmod>2026-11-04T00:06:01.417Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/generate-an-agent-customer-kyc-link</loc>
    <lastmod>2026-11-04T00:06:01.176Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-card</loc>
    <lastmod>2026-11-04T00:06:01.558Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-customer</loc>
    <lastmod>2026-11-04T00:06:01.135Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-external-account-by-id</loc>
    <lastmod>2026-11-04T00:06:01.501Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-quote-by-id</loc>
    <lastmod>2026-11-04T00:06:01.402Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-agent-transaction-by-id</loc>
    <lastmod>2026-11-04T00:06:01.374Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-an-agent-action</loc>
    <lastmod>2026-11-04T00:06:01.445Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-an-agent-deposit</loc>
    <lastmod>2026-11-04T00:06:01.205Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/get-current-agent</loc>
    <lastmod>2026-11-04T00:06:01.121Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/issue-an-agent-card</loc>
    <lastmod>2026-11-04T00:06:01.544Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agent-cards</loc>
    <lastmod>2026-11-04T00:06:01.529Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agent-external-accounts</loc>
    <lastmod>2026-11-04T00:06:01.473Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agent-transactions</loc>
    <lastmod>2026-11-04T00:06:01.360Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agents-internal-accounts</loc>
    <lastmod>2026-11-04T00:06:01.459Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/list-agents-own-actions</loc>
    <lastmod>2026-11-04T00:06:01.431Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/reveal-a-purchase-card</loc>
    <lastmod>2026-11-04T00:06:01.586Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/submit-agent-customer-for-verification</loc>
    <lastmod>2026-11-04T00:06:01.162Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/tighten-or-freeze-an-agent-card</loc>
    <lastmod>2026-11-04T00:06:01.572Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/agent-operations/update-agent-customer</loc>
    <lastmod>2026-11-04T00:06:01.148Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/create-a-new-api-token</loc>
    <lastmod>2026-11-04T00:06:00.779Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/delete-api-token-by-id</loc>
    <lastmod>2026-11-04T00:06:00.806Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/get-api-token-by-id</loc>
    <lastmod>2026-11-04T00:06:00.792Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/api-tokens/list-tokens</loc>
    <lastmod>2026-11-04T00:06:00.766Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/authentication</loc>
    <lastmod>2026-11-04T15:07:10.508Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/add-a-card-to-a-digital-wallet</loc>
    <lastmod>2026-11-04T00:06:01.724Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/create-a-card-velocity-limit</loc>
    <lastmod>2026-11-04T00:06:01.614Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/delete-a-card-velocity-limit</loc>
    <lastmod>2026-11-04T00:06:01.642Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/get-a-card</loc>
    <lastmod>2026-11-04T00:06:01.683Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/get-a-card-dispute</loc>
    <lastmod>2026-11-04T00:06:01.738Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/get-a-card-velocity-limit</loc>
    <lastmod>2026-11-04T00:06:01.629Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/get-a-pin-entry-url</loc>
    <lastmod>2026-11-04T00:06:01.767Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/issue-a-card</loc>
    <lastmod>2026-11-04T00:06:01.669Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/list-card-velocity-limits</loc>
    <lastmod>2026-11-04T00:06:01.600Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/list-cards</loc>
    <lastmod>2026-11-04T00:06:01.656Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/list-the-disputes-on-a-card-transaction</loc>
    <lastmod>2026-11-04T00:06:00.596Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/reveal-card-details</loc>
    <lastmod>2026-11-04T00:06:01.710Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/set-a-card-pin</loc>
    <lastmod>2026-11-04T00:06:01.751Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/unblock-a-card-pin</loc>
    <lastmod>2026-11-04T00:06:01.783Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cards/update-a-card</loc>
    <lastmod>2026-11-04T00:06:01.697Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/confirm-a-customers-email-verification-code</loc>
    <lastmod>2026-11-04T00:05:59.704Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/confirm-a-customers-phone-verification-code</loc>
    <lastmod>2026-11-04T00:05:59.731Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/send-a-phone-verification-code-to-a-customer</loc>
    <lastmod>2026-11-04T00:05:59.717Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/contact-verification/send-an-email-verification-code-to-a-customer</loc>
    <lastmod>2026-11-04T00:05:59.691Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/create-a-transfer-quote</loc>
    <lastmod>2026-11-04T00:06:00.459Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/execute-a-quote</loc>
    <lastmod>2026-11-04T00:06:00.473Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/get-a-payment-document</loc>
    <lastmod>2026-11-04T00:06:00.431Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/get-quote-by-id</loc>
    <lastmod>2026-11-04T00:06:00.445Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/look-up-an-external-account-for-payment</loc>
    <lastmod>2026-11-04T00:06:00.404Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/look-up-an-uma-address-for-payment</loc>
    <lastmod>2026-11-04T00:06:00.391Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/cross-currency-transfers/upload-a-payment-document</loc>
    <lastmod>2026-11-04T00:06:00.417Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/add-a-new-customer</loc>
    <lastmod>2026-11-04T00:05:59.578Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/add-an-individual-customer-from-a-reusable-kyc-share-token</loc>
    <lastmod>2026-11-04T00:05:59.635Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/delete-customer-by-id</loc>
    <lastmod>2026-11-04T00:05:59.608Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-bulk-import-job-status</loc>
    <lastmod>2026-11-04T00:06:00.651Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-customer-by-id</loc>
    <lastmod>2026-11-04T00:05:59.592Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/get-the-current-grid-end-user-terms</loc>
    <lastmod>2026-11-04T00:05:59.663Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/list-customers</loc>
    <lastmod>2026-11-04T00:05:59.563Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/list-the-current-grid-agreement-documents</loc>
    <lastmod>2026-11-04T00:05:59.650Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/update-customer-by-id</loc>
    <lastmod>2026-11-04T00:05:59.621Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/customers/upload-customers-via-csv-file</loc>
    <lastmod>2026-11-04T00:06:00.637Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/discoveries/list-available-receiving-institution-names</loc>
    <lastmod>2026-11-04T00:05:59.549Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/delete-a-document</loc>
    <lastmod>2026-11-04T00:06:00.310Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/get-a-document-by-id</loc>
    <lastmod>2026-11-04T00:06:00.275Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/list-documents</loc>
    <lastmod>2026-11-04T00:06:00.248Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/replace-a-document</loc>
    <lastmod>2026-11-04T00:06:00.294Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/documents/upload-a-document</loc>
    <lastmod>2026-11-04T00:06:00.262Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-care/end-a-care-chat</loc>
    <lastmod>2026-11-04T00:06:02.197Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-care/send-a-care-chat-message</loc>
    <lastmod>2026-11-04T00:06:02.183Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/create-a-delegated-signing-key</loc>
    <lastmod>2026-11-04T00:06:01.038Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/create-an-authentication-credential</loc>
    <lastmod>2026-11-04T00:06:00.931Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/get-a-delegated-signing-key</loc>
    <lastmod>2026-11-04T00:06:01.053Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-active-sessions</loc>
    <lastmod>2026-11-04T00:06:00.984Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-authentication-credentials</loc>
    <lastmod>2026-11-04T00:06:00.917Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/list-delegated-signing-keys</loc>
    <lastmod>2026-11-04T00:06:01.025Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/re-issue-an-authentication-credential-challenge</loc>
    <lastmod>2026-11-04T00:06:00.971Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/refresh-an-authentication-session</loc>
    <lastmod>2026-11-04T00:06:01.011Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-a-delegated-signing-key</loc>
    <lastmod>2026-11-04T00:06:01.066Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-an-authentication-credential</loc>
    <lastmod>2026-11-04T00:06:00.944Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/revoke-an-authentication-session</loc>
    <lastmod>2026-11-04T00:06:00.998Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/embedded-wallet-auth/verify-an-authentication-credential</loc>
    <lastmod>2026-11-04T00:06:00.958Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/environments</loc>
    <lastmod>2026-11-04T15:07:10.509Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/exchange-rates/get-exchange-rates</loc>
    <lastmod>2026-11-04T00:05:59.533Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/add-a-new-external-account</loc>
    <lastmod>2026-11-04T00:06:00.000Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/add-a-new-platform-external-account</loc>
    <lastmod>2026-11-04T00:06:00.097Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/delete-customer-external-account-by-id</loc>
    <lastmod>2026-11-04T00:06:00.028Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/delete-platform-external-account-by-id</loc>
    <lastmod>2026-11-04T00:06:00.131Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/get-customer-external-account-by-id</loc>
    <lastmod>2026-11-04T00:06:00.013Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/get-platform-external-account-by-id</loc>
    <lastmod>2026-11-04T00:06:00.114Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/list-customer-external-accounts</loc>
    <lastmod>2026-11-04T00:05:59.987Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/list-platform-external-accounts</loc>
    <lastmod>2026-11-04T00:06:00.081Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/start-an-ownership-verification-challenge</loc>
    <lastmod>2026-11-04T00:06:00.046Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/start-an-ownership-verification-challenge-1</loc>
    <lastmod>2026-11-04T00:06:00.146Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/verify-ownership-with-a-wallet-signature</loc>
    <lastmod>2026-11-04T00:06:00.063Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/external-accounts/verify-ownership-with-a-wallet-signature-1</loc>
    <lastmod>2026-11-04T00:06:00.160Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/authorize-a-rule-based-accounts-sca-challenge</loc>
    <lastmod>2026-11-04T00:06:00.833Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/create-an-internal-account</loc>
    <lastmod>2026-11-04T00:05:59.941Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/export-internal-account-wallet-credentials</loc>
    <lastmod>2026-11-04T00:06:00.876Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/list-customer-internal-accounts</loc>
    <lastmod>2026-11-04T00:05:59.955Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/list-platform-internal-accounts</loc>
    <lastmod>2026-11-04T00:05:59.968Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/move-a-rule-based-accounts-stranded-funds</loc>
    <lastmod>2026-11-04T00:06:00.861Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/resend-a-rule-based-accounts-sca-challenge-code</loc>
    <lastmod>2026-11-04T00:06:00.846Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/internal-accounts/update-internal-account</loc>
    <lastmod>2026-11-04T00:06:00.819Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/cancel-an-uma-invitation</loc>
    <lastmod>2026-11-04T00:06:00.706Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/claim-an-uma-invitation</loc>
    <lastmod>2026-11-04T00:06:00.692Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/create-an-uma-invitation</loc>
    <lastmod>2026-11-04T00:06:00.665Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/invitations/get-an-uma-invitation-by-code</loc>
    <lastmod>2026-11-04T00:06:00.678Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/create-a-beneficial-owner</loc>
    <lastmod>2026-11-04T00:06:00.190Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/delete-a-beneficial-owner</loc>
    <lastmod>2026-11-04T00:06:00.217Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/generate-a-hosted-kyckyb-link-for-an-existing-customer</loc>
    <lastmod>2026-11-04T00:05:59.677Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/get-a-beneficial-owner</loc>
    <lastmod>2026-11-04T00:06:00.204Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/get-a-verification</loc>
    <lastmod>2026-11-04T00:06:00.350Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/list-beneficial-owners</loc>
    <lastmod>2026-11-04T00:06:00.177Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/list-verifications</loc>
    <lastmod>2026-11-04T00:06:00.323Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/submit-customer-for-verification</loc>
    <lastmod>2026-11-04T00:06:00.337Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/kyckyb-verifications/update-a-beneficial-owner</loc>
    <lastmod>2026-11-04T00:06:00.234Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/periodic-statements/list-balance-changes-for-a-period</loc>
    <lastmod>2026-11-04T00:06:00.891Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/periodic-statements/send-a-receipt-for-a-periodic-statement</loc>
    <lastmod>2026-11-04T00:06:00.904Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/platform-configuration/get-platform-configuration</loc>
    <lastmod>2026-11-04T00:05:59.504Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/platform-configuration/update-platform-configuration</loc>
    <lastmod>2026-11-04T00:05:59.519Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/same-currency-transfers/create-a-transfer-in-request</loc>
    <lastmod>2026-11-04T00:06:00.364Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/same-currency-transfers/create-a-transfer-out-request</loc>
    <lastmod>2026-11-04T00:06:00.377Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox-testing</loc>
    <lastmod>2026-10-30T20:21:20.749Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/send-a-test-webhook</loc>
    <lastmod>2026-11-04T00:06:00.623Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization</loc>
    <lastmod>2026-11-04T00:06:01.797Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-advice</loc>
    <lastmod>2026-11-04T00:06:01.896Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-expiry</loc>
    <lastmod>2026-11-04T00:06:01.951Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-authorization-reversal</loc>
    <lastmod>2026-11-04T00:06:01.937Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-balance-inquiry</loc>
    <lastmod>2026-11-04T00:06:01.838Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-clearing</loc>
    <lastmod>2026-11-04T00:06:01.810Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-credit-authorization</loc>
    <lastmod>2026-11-04T00:06:01.852Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-credit-authorization-advice</loc>
    <lastmod>2026-11-04T00:06:01.910Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-financial-authorization</loc>
    <lastmod>2026-11-04T00:06:01.867Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-financial-credit-authorization</loc>
    <lastmod>2026-11-04T00:06:01.881Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-return</loc>
    <lastmod>2026-11-04T00:06:01.825Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-a-card-return-reversal</loc>
    <lastmod>2026-11-04T00:06:01.923Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-funding-an-internal-account</loc>
    <lastmod>2026-11-04T00:06:00.750Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-payment-send-to-test-receiving-an-uma-payment</loc>
    <lastmod>2026-11-04T00:06:00.735Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sandbox/simulate-sending-funds</loc>
    <lastmod>2026-11-04T00:06:00.721Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/sdks</loc>
    <lastmod>2026-03-27T22:32:25.697Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/create-a-stablecoin-burn-operation</loc>
    <lastmod>2026-11-04T00:06:02.088Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/create-a-stablecoin-mint-operation</loc>
    <lastmod>2026-11-04T00:06:02.075Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin</loc>
    <lastmod>2026-11-04T00:06:02.049Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin-issuer-operation</loc>
    <lastmod>2026-11-04T00:06:02.115Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/get-a-stablecoin-provider-account-link</loc>
    <lastmod>2026-11-04T00:06:02.155Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/link-a-stablecoin-provider-account</loc>
    <lastmod>2026-11-04T00:06:02.142Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoin-issuer-operations</loc>
    <lastmod>2026-11-04T00:06:02.102Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoin-provider-account-links</loc>
    <lastmod>2026-11-04T00:06:02.128Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/list-stablecoins</loc>
    <lastmod>2026-11-04T00:06:02.023Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/register-an-existing-provider-created-stablecoin</loc>
    <lastmod>2026-11-04T00:06:02.035Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/request-grid-enablement-for-a-stablecoin</loc>
    <lastmod>2026-11-04T00:06:02.062Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/stablecoins/revoke-a-stablecoin-provider-account-link</loc>
    <lastmod>2026-11-04T00:06:02.169Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/authorize-a-quotes-sca-challenge</loc>
    <lastmod>2026-11-04T00:06:00.489Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/complete-a-2fa-reset</loc>
    <lastmod>2026-11-04T00:05:59.870Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/complete-an-sca-login</loc>
    <lastmod>2026-11-04T00:05:59.816Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-sca-factor-enrollment</loc>
    <lastmod>2026-11-04T00:05:59.773Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-trusting-a-beneficiary</loc>
    <lastmod>2026-11-04T00:05:59.899Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/confirm-untrusting-a-beneficiary</loc>
    <lastmod>2026-11-04T00:05:59.928Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/delete-an-enrolled-sca-factor</loc>
    <lastmod>2026-11-04T00:05:59.787Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/get-2fa-reset-status</loc>
    <lastmod>2026-11-04T00:05:59.857Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/list-enrolled-sca-factors</loc>
    <lastmod>2026-11-04T00:05:59.745Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/record-a-security-event</loc>
    <lastmod>2026-11-04T00:05:59.829Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/resend-a-quotes-sca-challenge-code</loc>
    <lastmod>2026-11-04T00:06:00.502Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-a-2fa-reset</loc>
    <lastmod>2026-11-04T00:05:59.842Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-an-sca-login</loc>
    <lastmod>2026-11-04T00:05:59.802Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-sca-factor-enrollment</loc>
    <lastmod>2026-11-04T00:05:59.758Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-trusting-a-beneficiary</loc>
    <lastmod>2026-11-04T00:05:59.885Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/strong-customer-authentication/start-untrusting-a-beneficiary</loc>
    <lastmod>2026-11-04T00:05:59.914Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/terminology</loc>
    <lastmod>2026-08-24T21:48:06.302Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/approve-a-pending-incoming-payment</loc>
    <lastmod>2026-11-04T00:06:00.556Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/cancel-a-bank-transfer</loc>
    <lastmod>2026-11-04T00:06:00.583Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/confirm-receipt-delivery</loc>
    <lastmod>2026-11-04T00:06:00.542Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/get-transaction-by-id</loc>
    <lastmod>2026-11-04T00:06:00.529Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/list-transactions</loc>
    <lastmod>2026-11-04T00:06:00.516Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/transactions/reject-a-pending-incoming-payment</loc>
    <lastmod>2026-11-04T00:06:00.569Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks</loc>
    <lastmod>2026-10-28T21:34:05.445Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/agent-action-pending-approval-webhook</loc>
    <lastmod>2026-11-04T00:06:02.211Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/bulk-upload-status-webhook</loc>
    <lastmod>2026-11-04T00:06:02.265Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-authorization-request</loc>
    <lastmod>2026-11-04T00:06:02.392Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-pin-status-change</loc>
    <lastmod>2026-11-04T00:06:02.365Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-status-change</loc>
    <lastmod>2026-11-04T00:06:02.351Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/card-transaction</loc>
    <lastmod>2026-11-04T00:06:02.379Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/customer-status-change</loc>
    <lastmod>2026-11-04T00:06:02.296Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/external-account-webhook</loc>
    <lastmod>2026-11-04T00:06:02.324Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/incoming-payment-webhook-and-approval-mechanism</loc>
    <lastmod>2026-11-04T00:06:02.225Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/internal-account-status-webhook</loc>
    <lastmod>2026-11-04T00:06:02.310Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/invitation-claimed-webhook</loc>
    <lastmod>2026-11-04T00:06:02.282Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/outgoing-payment-status-webhook</loc>
    <lastmod>2026-11-04T00:06:02.238Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/test-webhook-for-integration-verification</loc>
    <lastmod>2026-11-04T00:06:02.252Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/verification-status-change</loc>
    <lastmod>2026-11-04T00:06:02.337Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/api-reference/webhooks/wallet-operation-completed-or-failed</loc>
    <lastmod>2026-11-04T00:06:02.406Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-design/guidelines</loc>
    <lastmod>2026-09-08T19:10:06.122Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/digital-wallet-tokenization</loc>
    <lastmod>2026-09-29T23:08:46.973Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/embedded-wallet-funding</loc>
    <lastmod>2026-10-30T18:17:46.399Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/freezing-and-closing</loc>
    <lastmod>2026-10-27T16:44:25.927Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/funding-sources</loc>
    <lastmod>2026-10-09T00:07:40.015Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/issuing-cards</loc>
    <lastmod>2026-10-27T16:44:25.929Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/pins</loc>
    <lastmod>2026-10-19T22:26:44.930Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/card-management/velocity-limits</loc>
    <lastmod>2026-10-27T16:44:25.923Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/demo</loc>
    <lastmod>2026-09-17T04:05:06.600Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards</loc>
    <lastmod>2026-10-09T00:07:40.017Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/onboarding/cardholder-setup</loc>
    <lastmod>2026-10-14T04:30:57.086Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/onboarding/implementation-overview</loc>
    <lastmod>2026-10-09T00:07:39.998Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/platform-tools/sandbox-testing</loc>
    <lastmod>2026-10-14T04:30:57.089Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/platform-tools/webhooks</loc>
    <lastmod>2026-10-28T21:34:05.438Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/cards/quickstart</loc>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/cards/terminology</loc>
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  <url>
    <loc>https://docs.lightspark.com/cards/transactions/real-time-authorization</loc>
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  <url>
    <loc>https://docs.lightspark.com/cards/transactions/reconciliation</loc>
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  <url>
    <loc>https://docs.lightspark.com/changelog</loc>
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  <url>
    <loc>https://docs.lightspark.com/flow-builder</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/approvals-and-audit</loc>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/global-accounts/agents/policies-and-permissions</loc>
    <lastmod>2026-08-24T21:40:34.756Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-accounts/authentication</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-accounts/client-keys</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-accounts/demo</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-accounts/exporting-wallet</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-accounts/implementation-overview</loc>
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  <url>
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  <url>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/getting-started/implementation-overview</loc>
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  <url>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/client-keys</loc>
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  <url>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/global-accounts/overview</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/managing-accounts/external-accounts</loc>
    <lastmod>2026-09-30T21:46:38.035Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/managing-accounts/internal-accounts</loc>
    <lastmod>2026-09-30T05:00:35.374Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/onboarding/configuring-customers</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/onboarding/invitations</loc>
    <lastmod>2026-11-04T15:07:10.351Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/postman-collection</loc>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/uma-test-wallet</loc>
    <lastmod>2026-09-01T20:20:10.926Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/platform-tools/webhooks</loc>
    <lastmod>2026-10-28T21:34:05.315Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/quickstart</loc>
    <lastmod>2026-09-18T16:46:59.273Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/depositing-funds</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/error-handling</loc>
    <lastmod>2026-10-05T21:53:26.627Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/receiving-payments</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/reconciliation</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/sending-receiving-payments/sending-payments</loc>
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  <url>
    <loc>https://docs.lightspark.com/global-p2p/terminology</loc>
    <lastmod>2026-08-24T21:48:02.455Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com</loc>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/ach-pull</loc>
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  <url>
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  <url>
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  <url>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/depositing-funds/rule-based-accounts</loc>
    <lastmod>2026-11-03T19:57:00.849Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/authentication</loc>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/client-keys</loc>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/global-accounts/exporting-wallet</loc>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/onboarding/implementation-overview</loc>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/assessing-fees</loc>
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  <url>
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  <url>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/recipient-descriptors</loc>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/send-payment</loc>
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  <url>
    <loc>https://docs.lightspark.com/payouts-and-b2b/payment-flow/statements</loc>
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  <url>
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  <url>
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  <url>
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  <url>
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  <url>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/building-with-ai</loc>
    <lastmod>2026-09-09T16:49:00.733Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/capabilities</loc>
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  </url>

  <url>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/account-model</loc>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/currencies-and-rails</loc>
    <lastmod>2026-09-29T22:54:45.203Z</lastmod>
  </url>

  <url>
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    <lastmod>2026-08-24T21:48:00.781Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/quote-system</loc>
    <lastmod>2026-11-02T18:10:28.140Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/platform-overview/core-concepts/transaction-lifecycle</loc>
    <lastmod>2026-10-21T06:47:20.923Z</lastmod>
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  <url>
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    <lastmod>2026-11-04T15:07:10.218Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/introduction/what-is-grid</loc>
    <lastmod>2026-11-04T15:07:10.216Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/platform-overview/sca/factor-enrollment</loc>
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  <url>
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  <url>
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  <url>
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  <url>
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  <url>
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  <url>
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  <url>
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  <url>
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    <lastmod>2026-09-30T21:46:37.261Z</lastmod>
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  <url>
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    <lastmod>2026-09-30T05:00:35.289Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/conversion-flows/fiat-crypto-conversion</loc>
    <lastmod>2026-09-18T16:46:56.135Z</lastmod>
  </url>

  <url>
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  <url>
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    <lastmod>2026-10-16T18:59:41.138Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/client-keys</loc>
    <lastmod>2026-10-30T18:17:46.266Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/exporting-wallet</loc>
    <lastmod>2026-10-16T18:59:41.122Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/global-accounts/managing-sessions</loc>
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  </url>

  <url>
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  <url>
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  </url>

  <url>
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  <url>
    <loc>https://docs.lightspark.com/ramps/onboarding/implementation-overview</loc>
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  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/postman-collection</loc>
    <lastmod>2026-11-04T15:07:10.222Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/sandbox-testing</loc>
    <lastmod>2026-10-30T20:21:20.599Z</lastmod>
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  <url>
    <loc>https://docs.lightspark.com/ramps/platform-tools/webhooks</loc>
    <lastmod>2026-07-30T19:44:08.594Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/quickstart</loc>
    <lastmod>2026-10-28T22:31:31.125Z</lastmod>
  </url>

  <url>
    <loc>https://docs.lightspark.com/ramps/terminology</loc>
    <lastmod>2026-08-24T21:48:00.780Z</lastmod>
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